4549 E Ruffian Rd, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4549 E Ruffian Rd, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,353 sqft · built 2003
Lot Size0.192 acres (8,387 sqft)
Owner2 Individual Names on Record
Last Sale$484,000 (Feb 2020)
Tax Bill$2,725 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN313-02-734

Property Details

APN / Parcel Number

Primary APN313-02-734

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,353 sqft Living Area
1st Floor Area1,573 sqft
2nd Floor Area1,780 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area8,387 sqft (0.192 acres)
Parking Spaces3 Parking Spaces
Pool Area364 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4549 E RUFFIAN RD
CityGILBERT
StateAZ
Zip85297-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionPOWER RANCH NEIGHBORHOOD 3 MCR 532-11
Legal Range06E
Legal Township02S
Legal Section12
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionPOWER RANCH NEIGHBORHOOD 3
Legal Lot Number48
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1005
Census Tract816200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4549 E RUFFIAN RD, GILBERT, AZ 85297-9601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Prior SaleSep 26, 2016
Deed Document Number20200144421
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 20, 2020
Property Address4549 E RUFFIAN RD, GILBERT, AZ 85297-9601
Document Number0000144421
Instrument DateJan 31, 2020
Instrument144421
Transaction TypeTransfer
Record UpdatedFeb 28, 2020
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$484.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4549 E RUFFIAN RD GILBERT AZ 852979601, GILBERT, AZ 85297-9601

Mortgage

Document Number144422
DateFeb 20, 2020
Instrument144422
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,380 (+0.66%)$613,800 (+0.66%) Land $122,700 Building $491,100
2025$2,725.00 (-6.77%)
2024$60,980$609,800 Land $121,900 Building $487,900
2023$2,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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