Maricopa County property record for 4581 E Ruffian Rd, Gilbert, AZ 85297
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,353 sqft · built 2001 |
| Lot Size | 0.223 acres (9,711 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,500 (Aug 2019) |
| Tax Bill | $1,825 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 313-02-738 |
| Primary APN | 313-02-738 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,353 sqft Living Area |
| Gross Area | 3,493 sqft |
| 1st Floor Area | 1,573 sqft |
| 2nd Floor Area | 1,780 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 9,711 sqft (0.223 acres) |
| View / Lot | Corner |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 140 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4581 E RUFFIAN RD |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85297-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | POWER RANCH NEIGHBORHOOD 3 MCR 532-11 |
| Legal Range | 6E |
| Legal Township | 2S |
| Legal Section | 12 |
| Legal Subdivision | POWER RANCH NEIGHBORHOOD 3 |
| Legal Lot Number | 52 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 816200 |
Source: Maricopa County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4581 E RUFFIAN RD, GILBERT, AZ 85297-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION |
| Mar 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 3, 2020 | Deed of Trust, Mortgage · VA Mortgage CITYWIDE HMS LNS |
| Aug 6, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Aug 6, 2019 | Warranty Deed, Transfer · VA Mortgage CITYWIDE HMS LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on Record |
| Deed Sale | Aug 6, 2019 · Amount on Record |
| Prior Sale | May 30, 2013 · Amount on Record |
| Deed Document Number | 2019601747 |
| Prior Transfer Date | Aug 14, 2008 |
| Prior Transfer Doc | 0000852619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 27, 2026 |
| Property Address | 4581 E RUFFIAN RD, GILBERT, AZ 85297-9601 |
| Document Number | 0000506577 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026506577 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4581 E RUFFIAN RD, GILBERT, AZ 85297-9601 |
| Document Number | 0000506577, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 2026506577 |
| Name | AMERICA FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 30, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4581 E RUFFIAN RD, GILBERT, AZ 85297-9601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 4581 E RUFFIAN RD, GILBERT, AZ 85297-9601 |
| Document Number | 0000277966 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 20210277966 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4581 E RUFFIAN RD, GILBERT, AZ 85297-9601 |
| Document Number | 0000493927 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4581 E RUFFIAN RD GILBERT AZ 852979601, GILBERT, AZ 85297-9601 |
| Document Number | 0000493927 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 493927 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 6, 2019 |
| Property Address | 4581 E RUFFIAN RD, GILBERT, AZ 85297-9601 |
| Document Number | 0000001747 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 1747 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $410.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4581 E RUFFIAN RD GILBERT AZ 852979601, GILBERT, AZ 85297-9601 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 6, 2019 |
| Property Address | 4581 E RUFFIAN RD, GILBERT, AZ 85297-9601 |
| Document Number | 0000601747 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 601747 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $411.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4581 E RUFFIAN RD GILBERT AZ 852979601, GILBERT, AZ 85297-9601 |
| Document Number | 601748 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 601748 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2049 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Higley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,710 (+69.78%) | $587,100 (+7.88%) Land $117,400 Building $469,700 | |
| 2025 | $1,825.00 (-33.52%) | $34,580 (-40.6%) | $544,200 (-6.53%) Land $108,800 Building $435,400 |
| 2024 | $58,220 | $582,200 Land $116,400 Building $465,800 | |
| 2023 | $2,745.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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