4533 E Ruffian Rd, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4533 E Ruffian Rd, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,353 sqft · built 2001
Lot Size0.191 acres (8,353 sqft)
Owner2 Owner Names on Record
Last Sale$390,000 (Sep 2004)
Tax Bill$2,745 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN313-02-732

Property Details

APN / Parcel Number

Primary APN313-02-732

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,353 sqft Living Area
1st Floor Area1,573 sqft
2nd Floor Area1,780 sqft

Exterior

Year BuiltBuilt 2001
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area8,353 sqft (0.191 acres)
Parking Spaces3 Parking Spaces
Pool Area570 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4533 E RUFFIAN RD
CityGILBERT
StateAZ
Zip85297-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionPOWER RANCH NEIGHBORHOOD 3 MCR 532-11
Legal Range06E
Legal Township02S
Legal Section12
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionPOWER RANCH NEIGHBORHOOD 3
Legal Lot Number46
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1005
Census Tract816200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4533 E RUFFIAN RD, GILBERT, AZ 85297-9601
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Line of Credit
ONEAZ CU
Jun 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
WALLICK & VOLK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2004 · Amount on Record
Deed SaleSep 21, 2004 · Amount on Record
Prior SaleApr 17, 2002
Deed Document Number20041099210
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4533 E RUFFIAN RD, GILBERT, AZ 85297-9601
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4533 E RUFFIAN RD, GILBERT, AZ 85297-9601

Mortgage

Document Number0001018574
DateSep 21, 2021
Instrument20211018574
Lender
NameONEAZ CU
TypeCredit Union
AddressPHOENIX, AZ 85027
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 20, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4533 E RUFFIAN RD, GILBERT, AZ 85297-9601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4533 E RUFFIAN RD, GILBERT, AZ 85297-9601

Mortgage

Document Number0000458078
DateJun 19, 2019
Instrument20190458078
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2034

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4533 E RUFFIAN RD, GILBERT, AZ 85297-9601
Document Number0000493660
Instrument DateJun 2, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyGREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4533 E RUFFIAN RD GILBERT AZ 852979601, GILBERT, AZ 85297-9601

Mortgage

Document Number0000493660
DateJun 8, 2020
Instrument493660
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 7, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,180 (+0.78%)$621,800 (+0.78%) Land $124,300 Building $497,500
2025$2,745.00 (-6.73%)
2024$61,700$617,000 Land $123,400 Building $493,600
2023$2,943.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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