45488 Musslewhite Rd, Callahan, FL 32011 Property Records

Nassau County property record for 45488 Musslewhite Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 2022
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jul 2021)
Tax Bill	$3,962 (2025)
Deeds & Mortgages	Jul 2021 Sale & Construction Loan Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-2N-25-0211-0004-0000`

Property Details

APN / Parcel Number

Primary APN	`04-2N-25-0211-0004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,589 sqft Heated Area
Gross Area	2,022 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	70,132 sqft (1.61 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	297 sqft
Patio Area	136 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45488 MUSSLEWHITE RD
City	CALLAHAN
State	FL
Zip	32011-3561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 4 BELLAMY POINT OR 2251/722
Legal Range	25E
Legal Township	02N
Legal Section	04
Legal Subdivision	BELLAMY POINT
Legal Lot Number	4
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1000
Census Tract	50507

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45488 MUSSLEWHITE RD, CALLAHAN, FL 32011-3561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage 1ST SIGNATURE LENDING LLC
Dec 24, 2020	Warranty Deed, Transfer SOUTHEASTERN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202145025856
Deed Book / Page	2478 / 985
Record Updated	Jun 8, 2026

July 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 12, 2021
Property Address	45488 MUSSLEWHITE RD, CALLAHAN, FL 32011-3561
Document Number	0024780985
Book / Page	2478 / 985
Map Reference	MB 2251 PG 722
Instrument Date	Jun 29, 2021
Instrument	202145025856
Transaction Type	Construction Loan
Record Updated	Feb 29, 2024
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44282 WOODLAND CIR, CALLAHAN, FL 32011-8298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7424 MORSE AVE, JACKSONVILLE, FL 32244-4208

Mortgage

Document Number	0002478987
Date	Jul 12, 2021
Instrument	2478/987

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 24, 2020
Property Address	45488 MUSSLEWHITE RD, CALLAHAN, FL 32011-3561
Document Number	0024110509
Book / Page	002411 / 000509
Instrument Date	Nov 23, 2020
Instrument	45038130
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44282 WOODLAND CIR CALLAHAN FL 320118298, CALLAHAN, FL 32011-8298

Mortgage

Document Number	24110511
Date	Dec 24, 2020
Book Page	002411/000511
Instrument	45038131

Lender

Name	SOUTHEASTERN BK
Type	Bank
Address	HILLIARD, FL 32046

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 23, 2023

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,962.00 (+12.78%) Homeowner's exemption	$298,495 (+12.78%)	$346,452 (+14.14%) Land $72,450 Building $274,002
2024	$3,513.00 (-13.07%) Homeowner's exemption	$264,681 (+4.53%)	$303,520 (+19.87%) Land $67,620 Building $235,900
2023	$4,041.00 (+421.42%)	$253,214 (+391.49%) Land $51,520 Building $201,694	$253,214 (+391.49%) Land $51,520 Building $201,694
2022	$775.00	$51,520 Land $51,520	$51,520 Land $51,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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