Macomb County property record for 45480 Inverness Cir, Macomb, MI 48044
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,485 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jun 2026) |
| Tax Bill | $3,373 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-31-329-108 |
| Primary APN | 20-08-31-329-108 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,471 sqft |
| Basement Area | 1,471 sqft |
| Unfinished Basement | 1,471 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Construction Type | Brick |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45480 INVERNESS CIR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-3857 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Description | HUNTCLIFF VILLAGE CONDOMINIUM MCCP NO 199 BLDG 28 UNIT 108 |
| Legal Subdivision | ILLAGE CONDO |
| Legal Unit | 108 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 224500 |
45480 Inverness Cir, a condominium, is owned by an individual who bought it in June 2026.
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4082 FORSTER LN, SHELBY TOWNSHIP, MI 48316-3858 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 9, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Prior Sale | Feb 25, 2026 · Amount on File |
| Deed Document Number | 202654783 |
| Deed Book / Page | 30703 / 103 |
| Prior Transfer Date | Jan 1, 2009 |
| Prior Transfer Doc | 0000009971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 45480 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Document Number | 2600053229 |
| Book / Page | 30695 / 270 |
| Instrument Date | May 28, 2026 |
| Instrument | 202653229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 4082 FORSTER LN, SHELBY TOWNSHIP, MI 48316-3858 |
| Document Number | 0000053229, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 30695/270 |
| Instrument | 202653229 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 9, 2026 |
| Property Address | 45480 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Document Number | 0000054783 |
| Book / Page | 30703 / 103 |
| Instrument Date | May 28, 2026 |
| Instrument | 202654783 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $282,295.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4082 FORSTER LN, SHELBY TOWNSHIP, MI 48316-3858 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 25, 2026 |
| Property Address | 45480 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Document Number | 2600016041 |
| Book / Page | 30530 / 713 |
| Map Reference | LB 3768 PG 667-710 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 202600016041 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63100 INDIAN HILLS DR, WASHINGTON TWP, MI 48095-2420 |
| Name | Verified Name |
|---|---|
| Address | 56651 EDGEWOOD DR, SHELBY TOWNSHIP, MI 48316-5837 |
| Document Number | 0000531122 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 30531/122 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.2% |
The 2025 property tax bill for 45480 Inverness Cir was $3,373, up 2.8% from the year before.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,100 (+1.21%) | $268,200 (+1.21%) | |
| 2025 | $3,373.00 (+2.8%) | $132,500 | $265,000 |
| 2024 | $3,281.00 | ||
| 2023 | $103,100 | $206,200 | |
| 2022 | $2,976.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45480 Inverness Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–1990) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1990 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45480 Inverness Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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