Macomb County property record for 45460 Inverness Cir, Macomb, MI 48044
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,485 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (May 2014) |
| Tax Bill | $2,652 (2025) |
| Deeds & Mortgages | May 2023 Transfer Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-31-329-099 |
| Primary APN | 20-08-31-329-099 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,471 sqft |
| Basement Area | 1,471 sqft |
| Unfinished Basement | 1,471 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45460 INVERNESS CIR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-3857 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Description | HUNTCLIFF VILLAGE CONDOMINIUM MCCP NO 199 BLDG 26 UNIT 99 |
| Legal Subdivision | ILLAGE CONDO |
| Legal Unit | 99 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 224500 |
45460 Inverness Cir, a condominium, is owned and occupied by an individual who acquired it in May 2023.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45460 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Intrafamily Transfer, Transfer |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jun 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2014 · Amount on File |
| Deed Sale | May 27, 2014 · Amount on File |
| Prior Sale | May 2, 1995 · Amount on File |
| Deed Document Number | 20144046135 |
| Deed Book / Page | 22832 / 352 |
| Last Transfer Date | May 4, 2023 |
| Transfer Doc | 0000040689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 4, 2023 |
| Property Address | 45460 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Document Number | 2300040689 |
| Book / Page | 29115 / 233 |
| Map Reference | LB 146633 PG 742 |
| Instrument Date | May 4, 2023 |
| Instrument | 202300040689 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45460 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Name | Verified Name |
|---|---|
| Address | 45460 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45460 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45460 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Document Number | 2102258367 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 28128/536 |
| Instrument | 202102258367 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45460 INVERNESS CIR, MACOMB, MI 48044-3857 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072180 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 26043/081 |
| Instrument | 9072180 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
The 2025 property tax bill for 45460 Inverness Cir was $2,652 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,100 (+1.21%) | $268,200 (+1.21%) | |
| 2025 | $2,652.00 Homeowner's exemption | $132,500 | $265,000 |
| 2023 | $103,100 | $206,200 | |
| 2022 | $2,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45460 Inverness Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–1990) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1990 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45460 Inverness Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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