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4548 Orchard Grove Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4548 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,894 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2022)
Tax Bill$6,295.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-26-31-0160-0001-7250
Alternative APN
  • 263119016000017250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,894 sqft Living Area
Gross Area2,508 sqft Gross Area
1st Floor1,894 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Porch Area130 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4548 ORCHARD GROVE RD
CitySAINT CLOUD
StateFL
Zip34772-8962
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 7 PB 25 PG 126 LOT 725
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 7
Legal Phase7
Legal Block7250
Legal Lot Number725
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0160-0001-7250

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4548 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Sep 23, 2019Correction Deed, Transfer
NOT AVAILABLE
Sep 17, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 09, 2018Quit Claim Deed, Transfer
Quitclaim Document
Jun 19, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
KBHS HM LNS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleJun 19, 2018 · Amount on Record
Deed Doc Number2022180663
Deed Book / Page6331 / 1057
Prior Transfer DateJul 09, 2018
Prior Transfer Doc0053632464
Record RefreshedJun 08, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 19, 2022
Property Address4548 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
Document Number0063311057
Book / Page6331 / 1057
Map ReferenceMB 25 PG 126
Instrument DateDec 16, 2022
Instrument2022180663
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyPARAGON TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4548 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address4548 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962

Mortgage

Document Number0063311060
DateDec 19, 2022
Instrument6331/1060
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

September 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateSep 23, 2019
Property Address4548 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
Document Number0055932675
Book / Page005593 / 002675
Instrument DateSep 23, 2019
Instrument122824
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4548 ORCHARD GROVE RD ST CLOUD FL 347728962, ST CLOUD, FL 34772-8962

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 17, 2019
Property Address4548 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
Document Number0055900800
Book / Page005590 / 000800
Instrument DateSep 16, 2019
Instrument119295
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 ORCHARD GRV ST CLOUD FL 34772, ST CLOUD, FL 34772

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 09, 2018
Property Address4548 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
Document Number0053632464
Book / Page005363 / 002464
Instrument DateJul 09, 2018
Instrument104585
Transaction TypeTransfer
Record UpdatedAug 16, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4548 ORCHARD GROVE RD ST CLOUD FL 347728962, ST CLOUD, FL 34772-8962

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 19, 2018
Property Address4548 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
Document Number0053522511
Book / Page005352 / 002511
Instrument DateJun 11, 2018
Instrument94425
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 17, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,799.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4548 ORCHARD GROVE RD ST CLOUD FL 347728962, ST CLOUD, FL 34772-8962

Mortgage

Document Number53522513
DateJun 19, 2018
Book Page005352/002513
Instrument94426
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 18, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,265.00 (+15.41%)$335,800 (-0.59%) Land $73,500 Building $262,300$335,800 (-0.59%) Land $73,500 Building $262,300
2024$6,295.00 (-1.04%)
2023$6,361.00 (+49.99%) Homeowner's exemption$337,800 (+53.58%) Land $63,000 Building $274,800$337,800 (+15.76%) Land $63,000 Building $274,800
2022$4,241.00 Homeowner's exemption$219,954$291,800 Land $57,800 Building $234,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 347 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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