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4547 Orchard Grove Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4547 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,773 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$249,671 (2018)
Tax Bill$4,870.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-26-31-0160-0001-7430
Alternative APN
  • 263119016000017430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,773 sqft Living Area
Gross Area2,504 sqft Gross Area
1st Floor1,773 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area290 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4547 ORCHARD GROVE RD
CitySAINT CLOUD
StateFL
Zip34772-8963
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 7 PB 25 PG 126 LOT 743
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 7
Legal Phase7
Legal Block7430
Legal Lot Number743
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1009
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0160-0001-7430

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4547 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 09, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Jan 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Jan 07, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 10, 2018Grant Deed, Transfer · Veterans Administration Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2018 · Amount on Record
Deed SaleJan 10, 2018 · Amount on Record
Deed Doc Number20185760
Deed Book / Page5267 / 2261
Last Transfer DateJan 03, 2019
Transfer Doc0054591611
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4547 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4547 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963

Mortgage

Document Number0064040340
DateMay 09, 2023
Book Page6404/340
Instrument2023058821
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4547 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Transaction TypeMortgage
Record UpdatedFeb 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4547 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963

Mortgage

Document Number0058770967
DateJan 26, 2021
Book Page5877/967
Instrument2021011199
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 07, 2019
Property Address4547 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Document Number0054591611
Book / Page005459 / 001611
Instrument DateJan 03, 2019
Instrument2124
Transaction TypeTransfer
Record UpdatedJan 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4547 ORCHARD GROVE RD ST CLOUD FL 347728963, ST CLOUD, FL 34772-8963

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 10, 2018
Property Address4547 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Document Number0052672261
Book / Page005267 / 002261
Instrument DateJan 09, 2018
Instrument5760
Transaction TypeTransfer
Record UpdatedFeb 09, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,747.70
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4547 ORCHARD GROVE RD ST CLOUD FL 347728963, ST CLOUD, FL 34772-8963

Mortgage

Document Number52672263
DateJan 10, 2018
Book Page005267/002263
Instrument5761
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75063
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 09, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,154.00 (+5.83%) Homeowner's exemption$223,924 (+5.99%)$316,300 (-0.5%) Land $70,000 Building $246,300
2024$4,870.00 (+2.66%)
2023$4,744.00 (+2.33%) Homeowner's exemption$211,276 (+3%)$317,900 (+15.98%) Land $60,000 Building $257,900
2022$4,636.00 Homeowner's exemption$205,123$274,100 Land $55,000 Building $219,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 347 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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