4544 Orchard Grove Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4544 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,894 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$263,000 (2018)
Tax Bill$7,199.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631016000017230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,894 sqft Heated Area
Gross Area2,508 sqft Gross Area
1st Floor1,894 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area484 sqft Garage

Exterior Amenities

FenceFence
Patio Area200 sqft Patio
PorchOpen Porch
Porch Area130 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4544 ORCHARD GROVE RD
CitySAINT CLOUD
StateFL
Zip34772-8962
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 7 PB 25 PG 126 LOT 723
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase7
Legal Tract160
Legal Lot Number723
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 192631016000017230

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4544 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Jul 11, 2018Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2018 · Amount on Record
Deed SaleJul 11, 2018 · Amount on Record
Prior SaleJul 11, 2018 · Amount on Record
Deed Doc Number0053651555
Deed Book / Page5365 / 1555
Last Transfer DateMar 12, 2021
Transfer Doc0059101510
Record RefreshedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 12, 2021
Property Address4544 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
Document Number0059101510
Book / Page5910 / 1510
Map ReferenceMB 25 PG 126
Instrument DateMar 10, 2021
Instrument2021036817
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1030 SENECA TRL, 1030, SAINT CLOUD, FL 34772-7364

Transferred To (Grantee/Buyer)

NameVerified Name
Address4544 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962

Mortgage

Document Number0059101511
DateMar 12, 2021
Instrument5910/1511
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 11, 2018
Property Address4544 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
Document Number0053651555
Book / Page5365 / 1555
Map ReferenceMB25 PG126
Instrument DateJul 03, 2018
Instrument2018106185
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,841.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address4544 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962

Mortgage

Document Number2018106186
DateJul 11, 2018
Instrument2018106186
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,199.00 (+1.85%) Homeowner's exemption$338,200 (-0.62%) Land $73,500 Building $264,700$338,200 (-0.62%) Land $73,500 Building $264,700
2023$7,068.00 (+0.86%) Homeowner's exemption$340,300 (+15.59%) Land $63,000 Building $277,300$340,300 (+15.59%) Land $63,000 Building $277,300
2022$7,008.00$294,400 Land $57,800 Building $236,600$294,400 Land $57,800 Building $236,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 347 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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