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4546 Westridge Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4546 Westridge Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 873 sqft · built 1980
Lot Size0.81 acres (3,541 sqft)
OwnerCompany Name on File
Last Sale$69,000 (Dec 1995)
Tax Bill$1,364 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APN161-422-15-00

Property Details

APN / Parcel Number

Primary APN161-422-15-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area873 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area3,541 sqft (0.81 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4546 WESTRIDGE DR
CityOCEANSIDE
StateCA
Zip92056-2940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 890 TR 009194
Legal SubdivisionPEACOCK HILLS
Legal Tract009194
Legal Block2
Legal Lot Number890
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2024
Census Tract19305

Owner

Source: San Diego County records · APN 161-422-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1480 BROADWAY, 2623, SAN DIEGO, CA 92101-5737
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 24, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 1995 · Amount on Record
Deed SaleDec 18, 1995 · Amount on Record
Prior SaleDec 30, 1983 · Amount on Record
Deed Document Number1995574102
Last Transfer DateApr 24, 2017
Transfer Doc0000182947
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4546 WESTRIDGE DR, OCEANSIDE, CA 92056-2940
Transaction TypeMortgage
Record UpdatedJun 08, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2863 BLACKBUSH LN, EL CAJON, CA 92019-2828

Mortgage

Document Number0000401780
DateMay 27, 2021
Instrument2021-0401780
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 24, 2017
Property Address4546 WESTRIDGE DR, OCEANSIDE, CA 92056-2940
Document Number0000182947
Instrument DateApr 24, 2017
Instrument182947
Transaction TypeTransfer
Record UpdatedApr 28, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address28048 WINDJAMMER CT MENIFEE CA 925853159, MENIFEE, CA 92585-3159

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$116,885 (+2%) Land $41,246 Building $75,639
2025$1,364.00 (+8.43%)$114,594 (+4.04%) Land $40,438 Building $74,156
2023$1,258.00 (+0.32%)$110,146 Land $38,869 Building $71,277
2022$1,254.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Based on FCC filings for 441 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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