San Diego County property record for 4557 Westridge Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 834 sqft · built 1980 |
| Lot Size | 0.11 acres (4,812 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,000 (Nov 2015) |
| Tax Bill | $3,360 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-422-04-00 |
| Primary APN | 161-422-04-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 834 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 4,812 sqft (0.11 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4557 WESTRIDGE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 661 TR 009194 |
| Legal Subdivision | PEACOCK HILLS |
| Legal Tract | 009194 |
| Legal Block | 2 |
| Legal Lot Number | 661 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19304 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4557 WESTRIDGE DR, OCEANSIDE, CA 92056-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU |
| Jun 21, 2019 | Quit Claim Deed, Transfer INTEGRITY ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2015 · Amount on Record |
| Deed Sale | Nov 13, 2015 · Amount on Record |
| Prior Sale | Aug 10, 1994 · Amount on Record |
| Deed Document Number | 2015591159 |
| Last Transfer Date | Jun 21, 2019 |
| Transfer Doc | 0000244077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4557 WESTRIDGE DR, OCEANSIDE, CA 92056-2942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000225882 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 2017-0225882 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4557 WESTRIDGE DR, OCEANSIDE, CA 92056-2942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000160924 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020-0160924 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 21, 2019 |
| Property Address | 4557 WESTRIDGE DR, OCEANSIDE, CA 92056-2942 |
| Document Number | 0000244077 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 244077 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | INTEGRITY ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4557 WESTRIDGE DR OCEANSIDE CA 920562942, OCEANSIDE, CA 92056-2942 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $304,272 (+2%) Land $117,018 Building $187,254 | |
| 2025 | $3,360.00 (+8.67%) Homeowner's exemption | $298,307 (+4.04%) Land $114,724 Building $183,583 |
| 2023 | $3,092.00 (+0.32%) Homeowner's exemption | $286,725 Land $110,270 Building $176,455 |
| 2022 | $3,082.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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