4546 Chapparal Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 4546 Chapparal Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,460 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`099-120-075-000`

Property Details

APN / Parcel Number

Primary APN	`099-120-075-000`
Alternative APNs	`09912075100` `0991207510`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Terrain	Wooded
Parking Spaces	1 Parking Space
Patio Area	2,460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Well

Location & Zoning

Street Address	4546 CHAPPARAL DR
City	PLACERVILLE
State	CA
Zip	95667-7877
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	PM 41/21/1
Legal Subdivision	AS SHOWN ON THAT CERTAIN PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1016
Census Tract	31404

Owner

Source: El Dorado County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4546 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
Jan 10, 2024	Deed of Trust, Mortgage · Commercial Mortgage EL DORADO SAVINGS BANK
Feb 6, 2023	Intrafamily Transfer, Transfer
May 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 2, 2018	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2021
Transfer Doc	0000035382
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Oct 5, 2026
Property Address	4546 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Document Number	0000032073
Instrument Date	Sep 30, 2026
Instrument	202632073
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032073,
Date	Oct 5, 2026
Instrument	202632073

Lender

Name	EL DORADO SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4546 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000692
Date	Jan 10, 2024
Instrument	2024-0000692

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 6, 2023
Property Address	4546 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Document Number	0000003623
Map Reference	MB 41 PG 21
Instrument Date	Feb 6, 2023
Instrument	2023-0003623
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4546 CHAPPARAL DR, PLACERVILLE, CA 95667-7877

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 25, 2021
Property Address	4546 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Document Number	0000035382
Map Reference	MB 41 PG 21
Instrument Date	May 17, 2021
Instrument	2021-0035382
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4546 CHAPPARAL DR, PLACERVILLE, CA 95667-7877

Mortgage

Document Number	0000035383
Date	May 25, 2021
Instrument	2021-0035383

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4546 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016617
Date	May 2, 2018
Instrument	2018-0016617

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4546 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INTER COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035533
Date	Aug 28, 2019
Instrument	2019-0035533

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,821 (+2%) Land $93,804 Building $342,017
2025	$4,606.00 (+2.06%)	$427,276 (+4.04%) Land $91,965 Building $335,311
2024	$4,513.00 (+2.08%)
2023	$4,421.00 (+1.49%)	$410,687 Land $88,395 Building $322,292
2022	$4,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cal.net, Rocky Ridge Wireless.

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