4520 Chapparal Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 4520 Chapparal Dr, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,632 sqft · built 1977
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Company Names on Record
Last Sale	$455,000 (Jun 2020)
Tax Bill	$5,274 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099-120-057-000`

Property Details

APN / Parcel Number

Primary APN	`099-120-057-000`
Alternative APNs	`09912057100` `0991205710`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	110,207 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	2,632 sqft
Parking Spaces	9 Parking Spaces
Patio Area	2,632 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4520 CHAPPARAL DR
City	PLACERVILLE
State	CA
Zip	95667-7877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	SEC 25 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1016
Census Tract	31404

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4520 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Jun 5, 2020	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	May 31, 2000 · Amount on Record
Deed Document Number	202026361
Prior Transfer Date	Mar 5, 2016
Prior Transfer Doc	0000020689
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 17, 2026
Property Address	4520 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Document Number	0000020023
Instrument Date	Jun 11, 2026
Instrument	202620023
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4520 CHAPPARAL DR, PLACERVILLE, CA 95667-7877

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4520 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 CHAPPARAL DR, PLACERVILLE, CA 95667-7877

Mortgage

Document Number	0000065138
Date	Oct 14, 2021
Instrument	2021-0065138

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 5, 2020
Property Address	4520 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Document Number	0000026361
Instrument Date	Jun 4, 2020
Instrument	2020-0026361
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4520 CHAPPARAL DR, PLACERVILLE, CA 95667-7877

Mortgage

Document Number	0000026362
Date	Jun 5, 2020
Instrument	2020-0026362

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,555 (+2%) Land $139,437 Building $368,118
2025	$5,274.00 (+4.25%) Homeowner's exemption	$497,603 (+4.04%) Land $136,703 Building $360,900
2023	$5,059.00 (+1.53%) Homeowner's exemption	$478,283 Land $131,396 Building $346,887
2022	$4,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cal.net, Rocky Ridge Wireless.

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