4540 Chapparal Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 4540 Chapparal Dr, Placerville, CA 95667

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1989
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,000 (2025)
Deeds & Mortgages	May 2025 Line of Credit May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099-120-076-000`

Property Details

APN / Parcel Number

Primary APN	`099-120-076-000`
Alternative APNs	`09912076100` `0991207610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	217,800 sqft (5 acres)
Patio Area	1,296 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	4540 CHAPPARAL DR
City	PLACERVILLE
State	CA
Zip	95667-7877
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	U
Legal Description	PM 41/21/2
Legal Subdivision	41-21, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1016
Census Tract	31404

Owner

Source: El Dorado County assessment roll, as of August 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4540 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Deed of Trust, Mortgage · Line of Credit UNDERWOOD LAW FIRM PC
May 4, 2026	Gift Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 27, 2026
Transfer Doc	0000014653
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4540 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 CHAPPARAL DR, PLACERVILLE, CA 95667-7877

Mortgage

Document Number	0000013680
Date	May 15, 2025
Instrument	2025-0013680

Lender

Name	UNDERWOOD LAW FIRM PC
Type	Non-Lending Institution
Address	REDONDO BEACH, CA 90278

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	EL DORADO CA
Recording Date	May 4, 2026
Property Address	4540 CHAPPARAL DR, PLACERVILLE, CA 95667-7877
Document Number	0000014653
Instrument Date	Apr 27, 2026
Instrument	202614653
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4540 CHAPPARAL DR, PLACERVILLE, CA 95667-7877

Mortgage

Document Number	0000014654,
Date	May 4, 2026
Instrument	202614654

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,000.00 (+2.04%)	$274,930 (+4.04%) Land $153,294 Building $121,636
2024	$2,940.00 (+2.05%)
2023	$2,881.00 (-51.5%)	$264,256 Land $147,343 Building $116,913
2022	$5,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cal.net, Rocky Ridge Wireless.

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