45454 Gable Sq, Sterling, VA 20164 Property Records

Loudoun County property record for 45454 Gable Sq, Sterling, VA 20164

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 1,586 sqft · built 1993
Lot Size0.03 acres (1,306 sqft)
OwnerIndividual Name on Record
Last Sale$428,000 (Feb 2023)
Tax Bill$3,657 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN032-25-1948-000

Property Details

APN / Parcel Number

Primary APN032-25-1948-000
Alternative APN
  • 80 A 4 2

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,586 sqft Living Area
1st Floor Area560 sqft
Basement Area420 sqft
Finished Basement420 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,306 sqft (0.03 acres)
Deck AreaDeck Area
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45454 GABLE SQ
CitySTERLING
StateVA
Zip20164-5337
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionOLD STERLING GABLE SEC.1 LOT 2 200802270010751 200407130072128
Legal SubdivisionSTERLING
Legal Block2
Legal Lot Number2
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2013
Census Tract611601

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45454 GABLE SQ, STERLING, VA 20164-5337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPOR
Mar 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MCLEAN MORTGAGE CORPORATION
Oct 13, 2022Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2023 · Amount on Record
Deed SaleFeb 21, 2023 · Amount on Record
Prior SaleOct 13, 2022 · Amount on Record
Deed Document Number20236235
Prior Transfer DateAug 24, 2022
Prior Transfer Doc0000057224
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateFeb 21, 2023
Property Address45454 GABLE SQ, STERLING, VA 20164-5337
Document Number0000006235
Instrument DateFeb 15, 2023
Instrument202302210006235
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyRATIFIED TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45454 GABLE SQ, STERLING, VA 20164-5337

Mortgage

Document Number0000006236
DateFeb 21, 2023
Instrument202302210006236
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPOR
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45454 GABLE SQ, STERLING, VA 20164-5337
Transaction TypeMortgage
Record UpdatedDec 5, 2022
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036811
DateMar 29, 2021
Instrument202103290036811
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLOUDOUN VA
Recording DateOct 13, 2022
Property Address45454 GABLE SQ, STERLING, VA 20164-5337
Document Number0000057224
Instrument DateAug 24, 2022
Instrument202210130057224
Transaction TypeTransfer
Record UpdatedDec 5, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 BIRDIE RD, LOCUST GROVE, VA 22508-5116

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,657.00 (-4.99%)$454,330 (-4.98%) Land $165,000 Building $289,330$454,330 (-4.98%) Land $165,000 Building $289,330
2025$3,849.00 (+3.02%)$478,150 (+11.98%) Land $165,000 Building $313,150$478,150 (+11.98%) Land $165,000 Building $313,150
2023$3,736.00$426,990 Land $160,000 Building $266,990$426,990 Land $160,000 Building $266,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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