45449 Gable Sq, Sterling, VA 20164 Property Records

Loudoun County property record for 45449 Gable Sq, Sterling, VA 20164

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,597 sqft · built 1993
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Aug 2019)
Tax Bill$3,586 (2026)
Deeds & MortgagesNov 2020 Mortgage
Aug 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN032-25-2064-000

Property Details

APN / Parcel Number

Primary APN032-25-2064-000
Alternative APN
  • 80 A 4 46

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,597 sqft Living Area
1st Floor Area560 sqft
Basement Area437 sqft
Finished Basement437 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Deck AreaDeck Area
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45449 GABLE SQ
CitySTERLING
StateVA
Zip20164-5338
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionOLD STERLING GABLE SEC.1 LOT 46 200304180044635
Legal SubdivisionSTERLING
Legal Block2
Legal Lot Number46
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2014
Census Tract611601

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45449 GABLE SQ, STERLING, VA 20164-5338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · Conventional with PMI
VELLUM MTG INC
Aug 20, 2019Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK
Aug 19, 2019Grant Deed, Transfer
NOT AVAILABLE
Aug 19, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2019 · Amount on Record
Deed SaleAug 20, 2019 · Amount on Record
Prior SaleAug 19, 2019
Deed Document Number201948356
Prior Transfer DateApr 8, 2016
Prior Transfer Doc0000021269
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45449 GABLE SQ, STERLING, VA 20164-5338
Document Number20201106107260
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedDec 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45449 GABLE SQ STERLING VA 201645338, STERLING, VA 20164-5338

Mortgage

Document Number20201106107260
DateNov 6, 2020
Instrument107260
Lender
NameVELLUM MTG INC
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 5, 2050
Interest
Rate TypeFixed Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateAug 20, 2019
Property Address45449 GABLE SQ, STERLING, VA 20164-5338
Document Number20190820048356
Instrument DateAug 19, 2019
Instrument48356
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45449 GABLE SQ STERLING VA 201645338, STERLING, VA 20164-5338

Mortgage

Document Number20190820048357
DateAug 20, 2019
Instrument48357
Lender
NameWELLS FARGO BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 19, 2049
Interest
Rate TypeFixed Rate

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateAug 19, 2019
Property Address45449 GABLE SQ, STERLING, VA 20164-5338
Document Number20190819048015
Instrument DateAug 14, 2019
Instrument48015
Transaction TypeTransfer
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45449 GABLE SQ STERLING VA 201645338, STERLING, VA 20164-5338

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateAug 19, 2019
Property Address45449 GABLE SQ, STERLING, VA 20164-5338
Document Number20190819048014
Instrument DateAug 13, 2019
Instrument48014
Transaction TypeTransfer
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45449 GABLE SQ STERLING VA 201645338, STERLING, VA 20164-5338

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,586.00 (-3.21%)$445,480 (+5.21%) Land $165,000 Building $280,480$445,480 (+5.21%) Land $165,000 Building $280,480
2023$3,705.00$423,430 Land $160,000 Building $263,430$423,430 Land $160,000 Building $263,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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