45447 Gable Sq, Sterling, VA 20164 Property Records

Loudoun County property record for 45447 Gable Sq, Sterling, VA 20164

Property Summary

Property TypeTownhouse
Details4 bd · 3.5 ba · 1,666 sqft · built 1993
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Oct 2020)
Tax Bill$3,631 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN032-25-2165-000

Property Details

APN / Parcel Number

Primary APN032-25-2165-000
Alternative APN
  • 80 A 4 45

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,666 sqft Living Area
1st Floor Area560 sqft
Basement Area500 sqft
Finished Basement500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Deck AreaDeck Area
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45447 GABLE SQ
CitySTERLING
StateVA
Zip20164-5338
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionOLD STERLING GABLE SEC.1 LOT 45 200808270052318
Legal SubdivisionSTERLING
Legal Block2
Legal Lot Number45
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2014
Census Tract611601

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45447 GABLE SQ, STERLING, VA 20164-5338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
KEYSTONE FNDG
May 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
INTERCOASTAL MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleAug 27, 2008 · Amount on Record
Deed Document Number202097235
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateOct 16, 2020
Property Address45447 GABLE SQ, STERLING, VA 20164-5338
Document Number20201016097235
Book / Page202010 / 097236
Instrument DateOct 15, 2020
Instrument97235
Transaction TypeTransfer
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45447 GABLE SQ STERLING VA 201645338, STERLING, VA 20164-5338

Mortgage

Document Number20201016097236
DateOct 16, 2020
Book Page202010/097236
Instrument97236
Lender
NameKEYSTONE FNDG
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2050
Interest
Rate TypeFixed Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45447 GABLE SQ, STERLING, VA 20164-5338
Document Number20180530030195
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180530030195
DateMay 30, 2018
Instrument30195
Lender
NameINTERCOASTAL MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,631.00 (-2.26%)$451,090 (+6.24%) Land $165,000 Building $286,090$451,090 (+6.24%) Land $165,000 Building $286,090
2023$3,715.00$424,590 Land $160,000 Building $264,590$424,590 Land $160,000 Building $264,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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