Martin County property record for 4545 SE Manatee Ter, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,816 sqft · built 1963 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $785,000 (Feb 2016) |
| Tax Bill | $11,539 (2024) |
| Deeds & Mortgages | Nov 2023 Transfer Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 48-38-41-003-500-00030-3 |
| Primary APN | 48-38-41-003-500-00030-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,816 sqft Living Area |
| 1st Floor Area | 2,816 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 450 sqft |
| Porch | Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 38530 |
|---|---|
| Street Address | 4545 SE MANATEE TER |
| City | STUART |
| State | FL |
| Zip | 34997-6923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HECKY'S ALLOTMENT LOT W-3 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 48 |
| Legal Subdivision | HECKYS ALLOTMENT |
| Legal Lot Number | W |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1302 |
Source: Martin County records · APN 48-38-41-003-500-00030-3
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4545 SE MANATEE TER, STUART, FL 34997-6923 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 13, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 06, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2016 · Amount on Record |
| Deed Sale | Feb 02, 2016 · Amount on Record |
| Prior Sale | Feb 02, 2016 · Amount on Record |
| Deed Document Number | 0028330151 |
| Deed Book / Page | 02833 / 0151 |
| Last Transfer Date | Nov 13, 2023 |
| Transfer Doc | 0034060688 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 13, 2023 |
| Property Address | 4545 SE MANATEE TER, STUART, FL 34997-6923 |
| Document Number | 0034060688 |
| Book / Page | 3406 / 688 |
| Map Reference | MB 4 PG 33 |
| Instrument Date | Nov 08, 2023 |
| Instrument | 3044714 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4545 SE MANATEE TER, STUART, FL 34997-6923 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4545 SE MANATEE TER, STUART, FL 34997-6923 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4545 SE MANATEE TER, STUART, FL 34997-6923 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029170268 |
|---|---|
| Date | Apr 06, 2017 |
| Book Page | 02917/0268 |
| Instrument | 2628334 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4545 SE MANATEE TER, STUART, FL 34997-6923 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4545 SE MANATEE TER, STUART, FL 34997-6923 |
| Document Number | 0031580105 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 3158/105 |
| Instrument | 2837680 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | LUTZ, FL 33558 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $739,781 (+6.23%) | $1,331,520 (+12.2%) Land $1,155,000 Building $176,520 | |
| 2024 | $11,539.00 (+1.69%) | ||
| 2023 | $11,347.00 (+3.42%) Additional exemption filed | $696,380 (+3%) | $1,186,730 (+22.53%) Land $1,016,400 Building $170,330 |
| 2022 | $10,972.00 Homeowner's exemption | $676,098 | $968,530 Land $831,600 Building $136,930 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 167 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 86 condo units |
| Nearby Flood Claims | 16 (1994–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 263 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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