Martin County property record for 4595 SE Manatee Ter, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,786 sqft · built 1963 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Individual on Record |
| Last Sale | $184,000 (May 2013) |
| Tax Bill | $2,820 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-38-41-003-001-0016.0-4-0000 |
| Primary APN | 48-38-41-003-001-0016.0-4-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,498 sqft |
| 1st Floor Area | 1,786 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,195 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
| Porch | Enclosed Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4595 SE MANATEE TER |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-6923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | HECKYS ALLOTMENT LOT 16 BLK 1 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 48 |
| Legal Subdivision | HECKYS ALLOTMENT |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1302 |
Source: Martin County assessment roll, as of August 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 4595 SE MANATEE TER, STUART, FL 34997-6923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 4, 2018 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2013 · Amount on Record |
| Deed Sale | May 23, 2013 · Amount on Record |
| Deed Document Number | 20132396422 |
| Deed Book / Page | 2652 / 2547 |
| Last Transfer Date | Feb 19, 2015 |
| Transfer Doc | 0027671536 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4595 SE MANATEE TER, STUART, FL 34997-6923 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4595 SE MANATEE TER, STUART, FL 34997-6923 |
| Document Number | 0033180207 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 3318/207 |
| Instrument | 2964549 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4595 SE MANATEE TER, STUART, FL 34997-6923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4595 SE MANATEE TE R, STUART, FL 34997 |
| Document Number | 0032062946 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 3206/2946 |
| Instrument | 2875079 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4595 SE MANATEE TER, STUART, FL 34997-6923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031002969 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 3100/2969 |
| Instrument | 2790433 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4595 SE MANATEE TER, STUART, FL 34997-6923 |
| Document Number | 0030310751 |
| Instrument Date | Dec 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4595 SE MANATEE TER STUART FL 349976923, STUART, FL 34997-6923 |
| Document Number | 0030310751 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 003031/000751 |
| Instrument | 2729250 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2048 |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $191,347 (+5.99%) | $410,230 (+9.76%) Land $220,000 Building $190,230 | |
| 2024 | $2,820.00 (+2.69%) | ||
| 2023 | $2,746.00 (+4.05%) Additional exemption filed | $180,539 (+3%) | $373,750 (+10.34%) Land $205,000 Building $168,750 |
| 2022 | $2,639.00 Homeowner's exemption | $175,281 | $338,740 Land $210,000 Building $128,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 86 condo units |
| Nearby Flood Claims | 16 (1994–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures