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4586 SE Manatee Ter, Stuart, FL 34997 Property Records

Martin County property record for 4586 SE Manatee Ter, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,097 sqft · built 2013
Lot Size0.257 acres (11,195 sqft)
Owner2 Individual Names on File
Last Sale$389,900 (Oct 2016)
Tax Bill$5,654 (2024)
Deeds & MortgagesMar 2023 Line of Credit
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN48-38-41-003-002-0017.0-0-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-003-002-0017.0-0-0000
Alternative APNs
  • 48-38-41-003-002-00170-0
  • 38525

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,097 sqft Living Area
Gross Area2,604 sqft
1st Floor Area2,097 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,195 sqft (0.257 acres)
Garage TypeAttached
Garage Area507 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area332 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4586 SE MANATEE TER
CitySTUART
StateFL
Zip34997-2545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHECKYS ALLOTMENT LOT 17 BLK 2
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionHECKYS ALLOTMENT
Legal Block2
Legal Lot Number17
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1003
Census Tract1302

Owner

Source: Martin County records · APN 48-38-41-003-002-0017.0-0-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4586 SE MANATEE TER, STUART, FL 34997-2545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Jul 30, 2019Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2016 · Amount on Record
Deed SaleOct 31, 2016 · Amount on Record
Prior SaleNov 12, 2013 · Amount on Record
Deed Document Number20162602850
Deed Book / Page2887 / 1510
Prior Transfer DateJun 07, 2011
Prior Transfer Doc0025220854
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4586 SE MANATEE TER, STUART, FL 34997-2545
Transaction TypeMortgage
Record UpdatedApr 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4586 SE MANATEE TER, STUART, FL 34997-2545

Mortgage

Document Number0033662896
DateMar 30, 2023
Book Page3366/2896
Instrument3009053
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 22, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4586 SE MANATEE TER, STUART, FL 34997-2545
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030740023
DateJul 30, 2019
Book Page3074/0023
Instrument2767549
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 22, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4586 SE MANATEE TER, STUART, FL 34997-2545
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4586 SE MANATEE TER, STUART, FL 34997-2545

Mortgage

Document Number0031572736
DateSep 14, 2020
Book Page3157/2736
Instrument2837616
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$369,040 (+5.99%)$623,260 (+11.35%) Land $210,000 Building $413,260
2024$5,654.00 (+2.04%)
2023$5,541.00 (+3.63%) Additional exemption filed$348,195 (+3%)$559,730 (+23.51%) Land $190,000 Building $369,730
2022$5,347.00 Homeowner's exemption$338,054$453,190 Land $178,500 Building $274,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 167 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured (86 under condo master policies)
142 of 167 individual policies on primary residences
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025, rainfall accumulation
Flood Events
  • Hurricane Frances (Sep 2004), 5 claims
  • Severe Flooding (Oct 1995), 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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