4545 Hwy 90, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4545 Hwy 90, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1962
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2026)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-1N-29-0000-00403-0000`

Property Details

APN / Parcel Number

Primary APN	`15-1N-29-0000-00403-0000`
Alternative APN	`N291150000004030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,652 sqft
Utility Area	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	92,347 sqft (2.12 acres)
Lot Dimensions	128 ft deep x 720 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4545 HIGHWAY 90
City	MILTON
State	FL
Zip	32571-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM AT NW CORN OF NE4 OF NE4 THN S 50 FT TO S R/W OF HWY 90 THN E ON R/W 660 FT THN SLY 90 1530 RT 550 FT & POB & CONT 720 FT THN W 894430 RT 128 FT THN N 90*1530 RT 720 FT THN ELY 128 FT TO POB & WITH AN ESMNT FOR INGRESS/EGRESS ALL AS DES IN OR 3
Legal Range	29W
Legal Township	1N
Legal Section	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1005
Census Tract	10705

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4545 HIGHWAY 90, MILTON, FL 32571-2043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer PENSACOLA TITLE CO LLC, PENSACOLA TITLE
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 6, 2017	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	202640538
Deed Book / Page	4777 / 889
Prior Transfer Date	Jan 30, 2015
Prior Transfer Doc	0034031597
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 12, 2026
Property Address	4545 HIGHWAY 90, MILTON, FL 32571-2043
Document Number	0000040538
Book / Page	4777 / 889
Instrument Date	Aug 10, 2026
Instrument	202640538
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA TITLE

Transaction

Amount	Amount Recorded
Tax	$159,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 HIGHWAY 90, MILTON, FL 32571-2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4545 HIGHWAY 90, PACE, FL 32571-2043
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 HIGHWAY 90, MILTON, FL 32571-2043

Mortgage

Document Number	0040811973
Date	Mar 4, 2021
Book Page	4081/1973
Instrument	202114411

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 6, 2017
Property Address	4545 HIGHWAY 90, PACE, FL 32571-2043
Document Number	0036671722
Book / Page	003667 / 001722
Instrument Date	Oct 4, 2017
Instrument	41709
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4545 HIGHWAY 90 MILTON FL 325712043, MILTON, FL 32571-2043

Mortgage

Document Number	36671724
Date	Oct 6, 2017
Book Page	003667/001724
Instrument	41710

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00 (+3.13%)	$128,399 (+2.9%)	$201,214 (+2.47%) Land $63,600 Building $137,614
2024	$1,215.00 (+13.87%) Homeowner's exemption	$124,780 (+3%)	$196,369 (+0.73%) Land $63,600 Building $132,769
2023	$1,067.00 (+15.6%) Homeowner's exemption	$121,146 (+10.78%)	$194,943 (+13.82%) Land $63,600 Building $131,343
2022	$923.00 Homeowner's exemption	$109,359	$171,270 Land $53,000 Building $118,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1995–2020)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications.

Nearby Properties on Hwy 90

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures