Santa Rosa County property record for 4535 Hwy 90, Pace, FL 32571 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 842 sqft · built 1963 |
| Lot Size | 0.558 acres (24,306 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (Jul 2023) |
| Tax Bill | $413 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1N-29-0000-00404-0000 |
| Primary APN | 15-1N-29-0000-00404-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 842 sqft Living Area |
| 1st Floor Area | 842 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 24,306 sqft (0.558 acres) |
| Lot Dimensions | 190 ft deep x 128 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 4535 HIGHWAY 90 |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | *DESC UPDATE FOR 2023* COM AT NW COR OF NE4 OF NE4 15-1N-29W TH S 50 FT TH E 660 FT TH S90*15'30S 360 FT TO POB TH CONT S 190 FT TH 89*44'30W 128 FT TH 90*15'30N 190 FT TH E 128 FT TO POB (TOG/W INGR/EGRESS ESMNT AS DES IN OR 1019 PG PG 105) ALL AS D |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 15 |
| Legal Subdivision | ENHANCED LIFE ESTATE |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10705 |
Source: Santa Rosa County records · APN 15-1N-29-0000-00404-0000
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4535 HIGHWAY 90, MILTON, FL 32571-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2023 | Warranty Deed, Transfer HARPER TITLE COMPANY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Dec 15, 2004 · Amount on Record |
| Deed Document Number | 202333956 |
| Deed Book / Page | 4419 / 810 |
| Prior Transfer Date | Apr 08, 2011 |
| Prior Transfer Doc | 0030500321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 01, 2026 |
| Property Address | 4535 HIGHWAY 90, MILTON, FL 32571-2043 |
| Document Number | 0000033304 |
| Book / Page | 4762 / 1695 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 202633304 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | ALLURE TITLE COMPANY, ALLURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130,795.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4535 HIGHWAY 90, MILTON, FL 32571-2043 |
| Document Number | 0000033305, |
|---|---|
| Date | Jul 01, 2026 |
| Book Page | 4762/1698 |
| Instrument | 202633305 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 28, 2023 |
| Property Address | 4535 HIGHWAY 90, PACE, FL 32571-2043 |
| Document Number | 0044190810 |
| Book / Page | 4419 / 810 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 202333956 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | HARPER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $826.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5689 TODD ST, PACE, FL 32571-7398 |
| Name | Verified Name |
|---|---|
| Address | 49 GREENLAWN DR, DANBURY, CT 06810-7340 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $413.00 (+3.25%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $78,507 (+2.9%) | $83,691 (+9.7%) Land $25,000 Building $58,691 |
| 2024 | $400.00 (+263.64%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $76,294 (+98.35%) Land $25,000 Building $51,294 | $76,294 (-1.07%) Land $25,000 Building $51,294 |
| 2023 | $110.00 (-29.49%) Homeowner's exemption Widower's exemption | $38,465 (+3%) | $77,116 (+9.97%) Land $25,000 Building $52,116 |
| 2022 | $156.00 Homeowner's exemption Widower's exemption | $37,345 | $70,124 Land $18,000 Building $52,124 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (1995–2020) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 505 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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