4545 Harding Rd, Pennsauken (Merchantville), NJ 08109 Property Records

Camden County and Pennsauken Township property record for 4545 Harding Rd, Pennsauken, NJ 08109

Property Summary

Property TypeSingle Family Home
Details1,168 sqft · built 1932
Lot Size0.039 acres (1,681 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Feb 1997)
Tax Bill$3,458 (2025)
Deeds & MortgagesDec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN27-05207-0000-00009

Property Details

APN / Parcel Number

Primary APN27-05207-0000-00009
Alternative APNs
  • 2700296A00019
  • 270520700009

Interior

Stories2 Stories
Building Area1,168 sqft Living Area

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialBrick
Construction TypeBrick
Lot Area1,681 sqft (0.039 acres)
Lot Dimensions112 ft deep x 4 ft wide

Location & Zoning

Old Parcel Number2700296A00019
Street Address4545 HARDING RD
CityPENNSAUKEN
StateNJ
Zip08109-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTOWNSHIP/PENNSAUKEN
Legal Block5207
Legal Lot Number9
JurisdictionCAMDEN NJ
Township / Civil DivisionPENNSAUKEN
Census Block Group1
Census Block1001
Census Tract602602

Owner

4545 Harding Rd is owned by two individuals who acquired it in December 2023.

Source: Camden County and Pennsauken Township records, as of July 1, 2026

Owner of Record2 Individual Names on File
Mailing Address4555 PECHIN ST, PHILADELPHIA, PA 19128-3327
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 1997 · Amount on File
Deed SaleFeb 18, 1997 · Amount on File
Prior SaleSep 30, 1996 · Amount on File
Deed Book / Page4869 / 583
Last Transfer DateDec 11, 2023
Transfer Doc0000075093
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMDEN NJ
Recording DateDec 18, 2023
Property Address4545 HARDING RD, PENNSAUKEN, NJ 08109-1830
Document Number0000075093
Book / Page12484 / 846
Instrument DateOct 14, 2023
Instrument2023075093
Transaction TypeTransfer
Record UpdatedJan 8, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4545 HARDING RD, PENNSAUKEN, NJ 08109-1830

Transferred To (Grantee/Buyer)

NameVerified Name
Address3475 HOWARD AVE, PENNSAUKEN, NJ 08109-3418

Tax Assessment & Valuation

The 2025 property tax bill for 4545 Harding Rd was $3,458, down 0.8% from the year before.

Source: Camden County and Pennsauken Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionPennsauken Township
Unified School DistrictPennsauken Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,200 (-) Land $41,200 Building $111,000$152,200 (-) Land $41,200 Building $111,000
2025$3,458.00 (-0.77%)$152,200 Land $41,200 Building $111,000$152,200 Land $41,200 Building $111,000
2024$3,485.00
2023$80,100 (-) Land $19,400 Building $60,700$80,100 (-) Land $19,400 Building $60,700
2022$3,248.00 (+10.21%)$80,100 Land $19,400 Building $60,700$80,100 Land $19,400 Building $60,700
2021$2,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 Harding Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4545 Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERCHANTVILLE PENNSAUKEN
serves 47,144 people · EPA ID NJ0424001
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionApr 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,080 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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