4540 Harding Rd, Pennsauken (Merchantville), NJ 08109 Property Records

Camden County and Pennsauken Township property record for 4540 Harding Rd, Pennsauken, NJ 08109

Property Summary

Property TypeSingle Family Home
Details1,104 sqft · built 1929
Lot Size0.042 acres (1,843 sqft)
OwnerIndividual Name on File
Last Sale$57,500 (Oct 2016)
Tax Bill$3,737 (2025)
Flood ZoneZone X (minimal risk)
APN27-05206-0000-00023

Property Details

APN / Parcel Number

Primary APN27-05206-0000-00023
Alternative APNs
  • 2700296000000020
  • 270520600023

Interior

Stories2 Stories
Building Area1,104 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialAsbestos
Construction TypeFrame
Lot Area1,843 sqft (0.042 acres)
Lot Dimensions97 ft deep x 19 ft wide

Location & Zoning

Old Parcel Number2700296000000020
Street Address4540 HARDING RD
CityPENNSAUKEN
StateNJ
Zip08109-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMERCHANTVILLE W/E CAMDEN RLTY
Legal Block5206
Legal Lot Number23
JurisdictionCAMDEN NJ
Township / Civil DivisionPENNSAUKEN
Census Block Group1
Census Block1000
Census Tract602602

Owner

4540 Harding Rd is owned and occupied by an individual who bought it in October 2016.

Source: Camden County and Pennsauken Township records, as of July 1, 2026

Owner of RecordIndividual Name on File
Mailing Address4540 HARDING RD, PENNSAUKEN, NJ 08109-1831
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2016 · Amount on File
Deed SaleOct 13, 2016 · Amount on File
Prior SaleJan 2, 2007 · Amount on File
Deed Document Number201681025
Deed Book / Page10501 / 378
Prior Transfer DateJun 7, 2007
Prior Transfer Doc0000059091
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Harding Rd was $3,737, down 9.4% from the year before.

Source: Camden County and Pennsauken Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionPennsauken Township
Unified School DistrictPennsauken Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,500 (-) Land $42,400 Building $122,100$164,500 (-) Land $42,400 Building $122,100
2025$3,737.00 (-9.41%)$164,500 Land $42,400 Building $122,100$164,500 Land $42,400 Building $122,100
2024$4,125.00
2023$94,800 Land $24,900 Building $69,900$94,800 Land $24,900 Building $69,900
2022$3,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Harding Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4540 Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERCHANTVILLE PENNSAUKEN
serves 47,144 people · EPA ID NJ0424001
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionApr 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,080 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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