4548 Harding Rd, Pennsauken (Merchantville), NJ 08109 Property Records

Camden County and Pennsauken Township property record for 4548 Harding Rd, Pennsauken, NJ 08109

Property Summary

Property TypeSingle Family Home
Details1,104 sqft · built 1929
Lot Size0.04 acres (1,747 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Jul 2021)
Tax Bill$3,692 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jul 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-05206-0000-00019

Property Details

APN / Parcel Number

Primary APN27-05206-0000-00019
Alternative APNs
  • 2700296000000024
  • 270520600019

Interior

Stories2 Stories
Building Area1,104 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area1,747 sqft (0.04 acres)
Lot Dimensions97 ft deep x 18 ft wide

Location & Zoning

Old Parcel Number2700296000000024
Street Address4548 HARDING RD
CityPENNSAUKEN
StateNJ
Zip08109-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block5206
Legal Lot Number19
JurisdictionCAMDEN NJ
Township / Civil DivisionPENNSAUKEN
Census Block Group1
Census Block1000
Census Tract602602

Owner

4548 Harding Rd is owned and occupied by an individual who bought it in July 2021.

Source: Camden County and Pennsauken Township records, as of July 1, 2026

Owner of RecordIndividual Name on File
Mailing Address4548 HARDING RD, PENNSAUKEN, NJ 08109-1831
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2022Deed of Trust, Mortgage · FHA Mortgage
ACRE MORTGAGE & FINANCIAL INC
Jul 9, 2021Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 14, 2022Redemption Deed, Transfer
TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO NJ
Dec 14, 2020Grant Deed, Transfer
REALSAFE TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2021 · Amount on File
Deed SaleJul 9, 2021 · Amount on File
Prior SaleDec 14, 2020 · Amount on File
Deed Document Number202164294
Deed Book / Page11787 / 146
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address4548 HARDING RD, PENNSAUKEN, NJ 08109-1831
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanyREALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040899
DateApr 9, 2022
Book Page12052/1495
Instrument2022040899
Lender
NameACRE MORTGAGE & FINANCIAL INC
TypeMortgage Company
AddressMARLTON, NJ 08053
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueNov 1, 2050

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateJul 9, 2021
Property Address4548 HARDING RD, PENNSAUKEN, NJ 08109-1831
Document Number0000064294
Book / Page11787 / 146
Instrument DateMay 28, 2021
Instrument2021064294
Transaction TypeTransfer
Record UpdatedFeb 27, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$667.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address66 S 30TH ST, CAMDEN, NJ 08105-2329

Transferred To (Grantee/Buyer)

NameVerified Name
Address4548 HARDING RD, PENNSAUKEN, NJ 08109-1831

Mortgage

Document Number0011787152
DateJul 9, 2021
Instrument11787/152
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJun 1, 2051

Mortgage

Document Number0000064296
DateJul 9, 2021
Book Page11787/163
Instrument2021064296
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
AddressTRENTON, NJ 08650
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term58 Months
DueMay 28, 2026

December 2022: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionCAMDEN NJ
Recording DateDec 14, 2022
Property Address4548 HARDING RD, PENNSAUKEN, NJ 08109-1831
Document Number0000106296
Book / Page12250 / 1392
Instrument DateMay 20, 2021
Instrument2022106296
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyTRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO NJ

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRedemption Amount

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAMDEN NJ
Recording DateDec 14, 2020
Property Address4548 HARDING RD, PENNSAUKEN, NJ 08109-1831
Document Number0000094894
Book / Page011571 / 001720
Instrument DateOct 27, 2020
Instrument94894
Transaction TypeTransfer
Record UpdatedDec 30, 2020
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4548 HARDING RD PENNSAUKEN NJ 081091831, PENNSAUKEN, NJ 08109-1831

Tax Assessment & Valuation

The 2025 property tax bill for 4548 Harding Rd was $3,692, down 33.4% from the year before.

Source: Camden County and Pennsauken Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionPennsauken Township
Unified School DistrictPennsauken Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$162,500 (-) Land $42,100 Building $120,400$162,500 (-) Land $42,100 Building $120,400
2025$3,692.00 (-33.41%)$162,500 Land $42,100 Building $120,400$162,500 Land $42,100 Building $120,400
2024$5,544.00
2023$127,400 Land $24,600 Building $102,800$127,400 Land $24,600 Building $102,800
2022$5,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4548 Harding Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4548 Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERCHANTVILLE PENNSAUKEN
serves 47,144 people · EPA ID NJ0424001
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionApr 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,080 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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