4545 64th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 4545 64th St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details1,122 sqft · built 1918
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$159,900 (Feb 2017)
Tax Bill$2,792 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-401-0011

Property Details

APN / Parcel Number

Primary APN25-401-0011
Alternative APNs
  • 25-00401-0011
  • 17167

Interior

Stories1 Story
Building Area1,122 sqft Living Area
1st Floor Area1,122 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1948
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeDetached
Garage Area780 sqft
DrivewayDriveway

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area488 sqft
Deck Area140 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Account Number17167
Street Address4545 64TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-4501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionELY 50 FT OF LOT 1
Legal Range30W
Legal Township35N
Legal Section34
Legal SubdivisionLONG LAKE PARK
Legal Lot Number1
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1011
Census Tract30302

Owner

4545 64th St SE is owned and occupied by two individuals who bought it in February 2017.

Source: Sherburne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address4545 64TH ST SE, SAINT CLOUD, MN 56304-4501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
Feb 22, 2017Warranty Deed, Transfer
FARMERS & MERCHANTS STATE BANK OF PIERZ

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2017 · Amount on File
Deed SaleFeb 22, 2017 · Amount on File
Prior SaleOct 22, 2015 · Amount on File
Deed Document Number2017834820
Prior Transfer DateMar 31, 2004
Prior Transfer Doc0000063847
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address4545 64TH ST SE, SAINT CLOUD, MN 56304-4501
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000935178
DateDec 29, 2021
Instrument935178
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateFeb 22, 2017
Property Address4545 64TH ST SE, SAINT CLOUD, MN 56304-4501
Document Number0000834820
Instrument DateFeb 3, 2017
Instrument834820
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$527.67
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000834821
DateFeb 22, 2017
Instrument834821
Lender
NameFARMERS & MERCHANTS STATE BANK OF PIERZ
TypeBank
AddressSAUK RAPIDS, MN 56379
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4545 64th St SE was $2,792 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,000 (+0.2%) Land $173,600 Building $175,400$349,000 (+0.2%) Land $173,600 Building $175,400
2025$2,792.00$348,300 Land $173,600 Building $174,700$348,300 Land $173,600 Building $174,700
2023$1,692.00$227,900 Land $159,600 Building $68,300
2021$227,900 Land $159,600 Building $68,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 64th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 64th St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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