4491 64th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 4491 64th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,728 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-033-4110`

Property Details

APN / Parcel Number

Primary APN	`25-033-4110`
Alternative APNs	`25-00033-4110` `17047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	62 sqft
Finished Basement	62 sqft
Unfinished Basement	62 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Mixed
Garage Area	2,172 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	208 sqft
Deck Area	92 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4491 64TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	THAT PART OF GOVT LOT 2 DESC AS FOLL: BEG AT A POINT WHERE THE W LINE OF HWY RUNNING ALONG E SIDE OF SEC 33 INTERSECTS THE N
Legal Range	30W
Legal Township	35N
Legal Section	33
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1011
Census Tract	30302

Owner

4491 64th St SE is owned and occupied by two individuals.

Source: Sherburne County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4491 64TH ST SE, SAINT CLOUD, MN 56304-9526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	4491 64TH ST SE, SAINT CLOUD, MN 56304-9526
Transaction Type	Mortgage
Record Updated	Feb 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4491 64TH ST SE, SAINT CLOUD, MN 56304-9526

Mortgage

Document Number	0000953620
Date	Feb 8, 2023
Instrument	953620

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4491 64th St SE was $5,332.

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,200 (+0.96%) Land $289,100 Building $330,100	$619,200 (+0.96%) Land $289,100 Building $330,100
2025	$5,332.00	$613,300 Land $289,100 Building $324,200	$613,300 Land $289,100 Building $324,200
2023	$5,134.00	$604,600 Land $299,000 Building $305,600
2021			$604,600 Land $299,000 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4491 64th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4491 64th St SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20