4473 64th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 4473 64th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,911 sqft · built 2020
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000 (May 1998)
Tax Bill	$9,686 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-447-0010`

Property Details

APN / Parcel Number

Primary APN	`25-447-0010`
Alternative APNs	`25-00447-0010` `49198`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	2,911 sqft Living Area
1st Floor Area	1,877 sqft
Basement Area	66 sqft
Finished Basement	66 sqft
Unfinished Basement	66 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Attached
Garage Area	1,217 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	Deck Area
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4473 64TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT A
Legal Range	30W
Legal Township	35N
Legal Section	33
Legal Subdivision	REGISTERED LAND SURVEY NO. 51
Legal Tract	A
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1011
Census Tract	30302

Owner

4473 64th St SE is owned and occupied by two individuals who acquired it in August 2025.

Source: Sherburne County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4473 64TH ST SE, SAINT CLOUD, MN 56304-9526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 1998 · Amount on File
Deed Sale	May 6, 1998 · Amount on File
Deed Document Number	199843761
Last Transfer Date	Aug 21, 2025
Transfer Doc	0000063988
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	4473 64TH ST SE, SAINT CLOUD, MN 56304-9526
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060364
Date	Feb 11, 2022
Instrument	60364

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4473 64th St SE was $9,686.

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,036,800 (-0.2%) Land $323,000 Building $713,800	$1,036,800 (-0.2%) Land $323,000 Building $713,800
2025	$9,686.00	$1,038,900 Land $323,000 Building $715,900	$1,038,900 Land $323,000 Building $715,900
2023	$9,312.00	$1,023,000 Land $340,700 Building $682,300
2021			$1,023,000 Land $340,700 Building $682,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4473 64th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4473 64th St SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20