4544 William Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4544 William Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,203 sqft · built 2012
Lot Size	0.7 acres (30,500 sqft)
Owner	2 Company Names on Record
Last Sale	$56,500 (Oct 2010)
Tax Bill	$25,848 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8813-07-403-008`

Property Details

APN / Parcel Number

Primary APN	`8813-07-403-008`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,203 sqft Living Area
1st Floor Area	1,187 sqft
Basement Area	2,925 sqft
Finished Basement	2,625 sqft
Unfinished Basement	2,925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,500 sqft (0.7 acres)
Lot Dimensions	200 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	1,752 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	563 sqft
Deck Area	640 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	4544 WILLIAM DR
City	WATERLOO
State	IA
Zip	50701-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM HEIGHTS ADDITION LOT 3 ALSO PARCEL M THAT PART OF THE SW ? SEC 7 T 88 R 13 DESC AS BEG AT THE SW COR OF PARCEL F
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	NOTTINGHAM HEIGHTS ADDITION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1027
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4544 WILLIAM DR, WATERLOO, IA 50701-9703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage FARMERS STATE BANK
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Aug 28, 2017	Deed of Trust, Mortgage FARMERS STATE BANK
Aug 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2010 · Amount on Record
Deed Sale	Oct 12, 2010 · Amount on Record
Prior Sale	Oct 12, 2010 · Amount on Record
Deed Document Number	20102011007263
Last Transfer Date	Dec 11, 2020
Transfer Doc	0000012990
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4544 WILLIAM DR, WATERLOO, IA 50701-9703
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800002777
Date	Aug 15, 2017
Instrument	2018-00002777

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4544 WILLIAM DR, WATERLOO, IA 50701-9703
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800002654
Date	Aug 14, 2017
Instrument	2018-00002654

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2027

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4544 WILLIAM DR, WATERLOO, IA 50701-9703
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003518
Date	Aug 28, 2017
Instrument	2018-00003518

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 10, 2017
Property Address	4544 WILLIAM DR, WATERLOO, IA 50701-9703
Document Number	201800002503
Instrument Date	Jul 20, 2017
Instrument	2018-00002503
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4544 WILLIAM DR, WATERLOO, IA 50701-9703

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,848.00 (+2.12%) Homeowner's exemption	$1,291,970 (+8.5%) Land $63,000 Building $1,228,970	$1,291,970 (+8.5%) Land $63,000 Building $1,228,970
2024	$25,312.00 (-3.79%)
2023		$1,190,740 (-1.32%) Land $77,860 Building $1,112,880	$1,190,740 (-1.32%) Land $77,860 Building $1,112,880
2022	$26,308.00 Homeowner's exemption	$1,206,700 Land $77,860 Building $1,128,840
2021			$1,206,700 Land $77,860 Building $1,128,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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