4750 William Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4750 William Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1967
Lot Size	0.51 acres (22,200 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Sep 2007)
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-07-452-001`

Property Details

APN / Parcel Number

Primary APN	`8813-07-452-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	825 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Other
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,200 sqft (0.51 acres)
Lot Dimensions	120 ft deep x 185 ft wide
Garage Type	Mixed
Garage Area	1,252 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	364 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4750 WILLIAM DR
City	WATERLOO
State	IA
Zip	50701-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLINGAMAN KNOLLS LOT 19
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	KLINGAMAN KNOLLS
Legal Lot Number	19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1072
Census Tract	3001

Owner

4750 William Dr is owned and occupied by two individuals who bought it in September 2007.

Source: Black Hawk County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4750 WILLIAM DR, WATERLOO, IA 50701-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2007 · Amount on File
Deed Sale	Sep 17, 2007 · Amount on File
Deed Document Number	20072008006208
Prior Transfer Date	Sep 11, 2007
Prior Transfer Doc	2008006208
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4750 WILLIAM DR, WATERLOO, IA 50701-9735
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4750 WILLIAM DR, WATERLOO, IA 50701-9735

Mortgage

Document Number	202200017793
Date	Mar 9, 2022
Instrument	202200017793

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 15, 2027

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4750 WILLIAM DR, WATERLOO, IA 50701-9735
Transaction Type	Mortgage
Record Updated	Jul 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017439
Date	Apr 9, 2020
Instrument	202000017439

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4750 WILLIAM DR, WATERLOO, IA 50701-9735
Transaction Type	Mortgage
Record Updated	Dec 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00009046
Date	Nov 27, 2017
Instrument	2018-00009046

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4750 William Dr was $6,596 with a homeowner's exemption, up 23.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,596.00 (+23.71%) Homeowner's exemption	$334,100 Land $42,180 Building $291,920	$334,100 Land $42,180 Building $291,920
2024	$5,332.00
2023		$255,980 (+15.82%) Land $42,180 Building $213,800	$255,980 Land $42,180 Building $213,800
2022	$4,658.00 Homeowner's exemption	$221,010 Land $42,180 Building $178,830
2021			$221,010 Land $42,180 Building $178,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4750 William Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4750 William Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink.

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