4532 William Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4532 William Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 9.5 ba · 3,221 sqft · built 2010
Lot Size	4.29 acres (187,264 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Feb 2023)
Tax Bill	$23,950 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-07-403-009`

Property Details

APN / Parcel Number

Primary APN	`8813-07-403-009`

Interior

Bedrooms	4 Beds
Full Baths	9.5 Baths
Half Baths	11 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,221 sqft Living Area
1st Floor Area	3,221 sqft
Basement Area	3,221 sqft
Finished Basement	2,585 sqft
Unfinished Basement	3,221 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	187,264 sqft (4.29 acres)
Garage Type	Attached
Garage Area	2,163 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	438 sqft
Patio Area	2,730 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4532 WILLIAM DR
City	WATERLOO
State	IA
Zip	50701-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM HEIGHTS ADDITION PART OF SE SW SEC 7 T 88 R 13 DESC AS BEG AT SW COR OF LOT 4 NOTTINGHAM HEIGHTS ADDITION TH N 89
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	NOTTINGHAM HEIGHTS ADDITION
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1027
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4532 WILLIAM DR, WATERLOO, IA 50701-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Nov 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on Record
Deed Sale	Feb 1, 2023 · Amount on Record
Deed Document Number	202310878
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4532 WILLIAM DR, WATERLOO, IA 50701-9703
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022401
Date	Jun 18, 2020
Instrument	202000022401

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 12, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4532 WILLIAM DR, WATERLOO, IA 50701-9703
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009771
Date	Nov 26, 2019
Instrument	202000009771

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4532 WILLIAM DR, WATERLOO, IA 50701-9703
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012727
Date	Jan 17, 2020
Instrument	202000012727

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,950.00 (+16.15%) Homeowner's exemption	$1,184,430 (+23.34%) Land $119,690 Building $1,064,740	$1,184,430 (+23.34%) Land $119,690 Building $1,064,740
2024	$20,620.00 (-6.13%)
2023		$960,310 (-3.98%) Land $119,690 Building $840,620	$960,310 (-3.98%) Land $119,690 Building $840,620
2022	$21,966.00	$1,000,130 Land $119,690 Building $880,440
2021			$1,000,130 Land $119,690 Building $880,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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