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4544 Royal Oak Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4544 Royal Oak Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 834 sqft · built 1980
Lot Size0.106 acres (4,599 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Feb 2019)
Tax Bill$4,463 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN161-424-21-00

Property Details

APN / Parcel Number

Primary APN161-424-21-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area834 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area4,599 sqft (0.106 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4544 ROYAL OAK DR
CityOCEANSIDE
StateCA
Zip92056-2934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 876 TR 009194
Legal SubdivisionPEACOCK HILLS
Legal Tract009194
Legal Block2
Legal Lot Number876
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2023
Census Tract19305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4544 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 27, 2019Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Feb 27, 2019Affidavit of Death, Transfer
CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Prior SaleAug 2, 2006 · Amount on Record
Deed Document Number201970982
Prior Transfer DateNov 23, 2007
Prior Transfer Doc0000752383
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4544 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4544 ROYAL OAK DR, OCEANSIDE, CA 92056-2934

Mortgage

Document Number0000615121
DateAug 30, 2021
Instrument2021-0615121
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4544 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000465330
DateAug 18, 2020
Instrument2020-0465330
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 27, 2019
Property Address4544 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
Document Number0000070982
Map ReferenceMAP 9194
Instrument DateFeb 8, 2019
Instrument2019-0070982
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 FOOTHILL DR, VISTA, CA 92084-4151

Mortgage

Document Number0000070983
DateFeb 27, 2019
Instrument2019-0070983
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

February 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateFeb 27, 2019
Property Address4544 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
Document Number0000070981
Instrument DateFeb 8, 2019
Instrument70981
Transaction TypeTransfer
Record UpdatedMar 7, 2019
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2802 LOGANRITA AVE ARCADIA CA 910065528, ARCADIA, CA 91006-5528

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$403,923 (+2%) Land $290,321 Building $113,602
2025$4,463.00 (+8.67%) Homeowner's exemption$396,004 (+4.04%) Land $284,629 Building $111,375
2023$4,107.00 (+0.29%) Homeowner's exemption$380,629 Land $273,578 Building $107,051
2022$4,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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