4538 Royal Oak Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4538 Royal Oak Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 834 sqft · built 1980
Lot Size0.104 acres (4,534 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Oct 2019)
Tax Bill$4,005 (2025)
Deeds & MortgagesOct 2019 Transfer
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161-424-19-00

Property Details

APN / Parcel Number

Primary APN161-424-19-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area834 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area4,534 sqft (0.104 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4538 ROYAL OAK DR
CityOCEANSIDE
StateCA
Zip92056-2934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 874 TR 009194
Legal SubdivisionPEACOCK HILLS
Legal Tract009194
Legal Block2
Legal Lot Number874
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2023
Census Tract19305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4538 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Affidavit of Death, Transfer
WESTERN RESOURCES TITLE
Oct 23, 2019Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2019 · Amount on Record
Deed SaleOct 23, 2019 · Amount on Record
Deed Document Number2019477818
Prior Transfer DateFeb 27, 2006
Prior Transfer Doc0000182390
Record UpdatedOct 29, 2026

October 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateOct 28, 2019
Property Address4538 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
Document Number0000488864
Instrument DateOct 3, 2019
Instrument488864
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyWESTERN RESOURCES TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 464 WELLINGTON NV 894440464, WELLINGTON, NV 89444-0464

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 23, 2019
Property Address4538 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
Document Number0000477818
Instrument DateOct 2, 2019
Instrument477818
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$358.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4538 ROYAL OAK DR OCEANSIDE CA 920562934, OCEANSIDE, CA 92056-2934

Mortgage

Document Number477819
DateOct 23, 2019
Instrument477819
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 22, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$362,536 (+2%) Land $120,810 Building $241,726
2025$4,005.00 (+8.68%) Homeowner's exemption$355,429 (+4.04%) Land $118,442 Building $236,987
2023$3,685.00 (+0.27%) Homeowner's exemption$341,630 Land $113,844 Building $227,786
2022$3,675.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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