45435 Tioga St, Temecula, CA 92592 Property Records

Riverside County property record for 45435 Tioga St, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,430 sqft · built 2004
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Trust Names on File
Last Sale	$937,500 (Dec 2025)
Tax Bill	$9,233 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`962-280-004`

Property Details

APN / Parcel Number

Primary APN	`962-280-004`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,430 sqft Living Area
Gross Area	3,924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45435 TIOGA ST
City	TEMECULA
State	CA
Zip	92592-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.13 ACRES IN LOT 4 MB 315/073 TR 23066-2
Legal Subdivision	315M73-78
Legal Tract	23066-2
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2003
Census Tract	43248

Owner

45435 Tioga St is owner-occupied and held in a trust since May 2026.

Source: Riverside County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	45435 TIOGA ST, TEMECULA, CA 92592-1356
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Gift Deed, Transfer SIMPLIFILE
May 22, 2026	Grant Deed, Transfer SIMPLIFILE
Dec 31, 2025	Grant Deed, Transfer · VA Mortgage PMAC LENDING SERVICES INC
Aug 19, 2025	Grant Deed, Transfer · Commercial Mortgage COREVEST AMERICAN FINANCE LENDER LLC
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Aug 19, 2025 · Amount on File
Deed Document Number	2025403989
Last Transfer Date	May 4, 2026
Transfer Doc	0000156551
Record Updated	Oct 29, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 22, 2026
Property Address	45435 TIOGA ST, TEMECULA, CA 92592-1356
Document Number	0000156551
Instrument Date	May 4, 2026
Instrument	2026156551
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45435 TIOGA ST, TEMECULA, CA 92592-1356

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 22, 2026
Property Address	45435 TIOGA ST, TEMECULA, CA 92592-1356
Document Number	0000156552
Instrument Date	May 4, 2026
Instrument	2026156552
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	45435 TIOGA ST, TEMECULA, CA 92592-1356

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 31, 2025
Property Address	45435 TIOGA ST, TEMECULA, CA 92592-1356
Document Number	0000403989
Map Reference	MB 315 PG 73
Instrument Date	Dec 23, 2025
Instrument	2025-0403989
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45435 TIOGA ST, TEMECULA, CA 92592-1356

Mortgage

Document Number	0000403990
Date	Dec 31, 2025
Instrument	2025-0403990

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 19, 2025
Property Address	45435 TIOGA ST, TEMECULA, CA 92592-1356
Document Number	0000255684
Map Reference	MB 315 PG 73-78
Instrument Date	Jun 24, 2025
Instrument	2025-0255684
Transaction Type	Transfer
Record Updated	Sep 1, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 SAN NICOLAS DR STE 175, 175, NEWPORT BEACH, CA 92660-6521

Mortgage

Document Number	0000255685
Date	Aug 19, 2025
Instrument	2025-0255685

Lender

Name	COREVEST AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45435 TIOGA ST, TEMECULA, CA 92592-1356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CALIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313673
Date	Aug 1, 2017
Instrument	2017-0313673

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45435 Tioga St was $9,233.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$937,500 (+44.25%) Land $234,376 Building $703,124
2025	$9,233.00	$649,910 Land $195,138 Building $454,772
2023	$8,988.00 (+2.19%)	$624,674 Land $187,561 Building $437,113
2022	$8,795.00
2021			$656,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45435 Tioga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45435 Tioga St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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