45281 Tioga St, Temecula, CA 92592 Property Records

Riverside County property record for 45281 Tioga St, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,263 sqft · built 2003
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Last Sale$735,000 (Sep 2026)
Tax Bill$10,510 (2025)
Deeds & MortgagesSep 2026 Sale & Construction Loan
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN962-340-013

Property Details

APN / Parcel Number

Primary APN962-340-013

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,263 sqft Living Area
Gross Area3,924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Construction TypeWood
Roof MaterialTile
Lot Area5,663 sqft (0.13 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area589 sqft
Parking Spaces2 Parking Spaces
Putting GreenPutting Green

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address45281 TIOGA ST
CityTEMECULA
StateCA
Zip92592-1347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.13 ACRES IN LOT 51 MB 315/085 TR 23066-3
Legal SubdivisionTRACT NO 23066 3
Legal Tract23066-3
Legal Lot Number51
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group2
Census Block2000
Census Tract43248

Owner

Source: Riverside County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address34309 HOURGLASS ST, TEMECULA, CA 92592-1395
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Grant Deed, Transfer · Construction Mortgage
KIAVI FUNDING INC
Sep 29, 2022Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 15, 2021Intrafamily Transfer, Transfer
Jul 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2026 · Amount on Record
Deed SaleSep 2, 2026 · Amount on Record
Prior SaleAug 30, 2004 · Amount on Record
Deed Document Number2026277885
Prior Transfer DateSep 23, 2022
Prior Transfer Doc0000411671
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 2, 2026
Property Address45281 TIOGA ST, TEMECULA, CA 92592-1347
Document Number0000277885
Instrument DateAug 20, 2026
Instrument2026277885
Transaction TypeTransfer
Record UpdatedSep 14, 2026
Title CompanyHOMELAND TITLE COMPANY ESCROW TRUST, HOMELIGHT TITLE ESCROW COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$81,658.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address34309 HOURGLASS ST, TEMECULA, CA 92592-1395

Mortgage

Document Number0000277886,
DateSep 2, 2026
Instrument2026277886
Lender
NameKIAVI FUNDING INC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 29, 2022
Property Address45281 TIOGA ST, TEMECULA, CA 92592-1347
Document Number0000411671
Map ReferenceMB 315 PG 85-90
Instrument DateSep 23, 2022
Instrument2022-0411671
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45281 TIOGA ST, TEMECULA, CA 92592-1347

Mortgage

Document Number0000411672
DateSep 29, 2022
Instrument2022-0411672
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateSep 15, 2021
Property Address45281 TIOGA ST, TEMECULA, CA 92592-1347
Document Number0000549372
Map ReferenceMB 315 PG 85-90
Instrument DateSep 13, 2021
Instrument2021-0549372
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45281 TIOGA ST, TEMECULA, CA 92592-1347

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45281 TIOGA ST, TEMECULA, CA 92592-1347
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000268126
DateJul 18, 2019
Instrument2019-0268126
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$817,129 (+2%) Land $106,120 Building $711,009
2025$10,510.00 (+1.59%)$801,108 (+4.04%) Land $104,040 Building $697,068
2024$10,345.00 (+1.03%)
2023$10,240.00 (-0.15%)$770,000 Land $100,000 Building $670,000
2022$10,255.00
2021$678,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

May also be available: GeoLinks.

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