Lorain County property record for 45420 Telegraph Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,103 sqft · built 1953 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,424 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Feb 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-048-000-024 |
| Primary APN | 05-00-048-000-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,103 sqft Living Area |
| 1st Floor Area | 2,103 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 81,893 sqft (1.88 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 280 sqft |
| Patio Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Canopy | 216 sqft |
| Lean-To | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 45420 TELEGRAPH RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 04-05-048B -010-00 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 48 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 57100 |
Source: Lorain County records · APN 05-00-048-000-024
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45420 TELEGRAPH RD, ELYRIA, OH 44035-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Feb 08, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Jan 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Oct 15, 2018 | Grant Deed, Transfer |
| Oct 15, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2018 |
| Transfer Doc | 0000691053 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45420 TELEGRAPH RD, ELYRIA, OH 44035-4228 |
| Document Number | 0000741059 |
| Instrument Date | Dec 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 45420 TELEGRAPH RD ELYRIA OH 440354228, ELYRIA, OH 44035-4228 |
| Document Number | 0000741059 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 741059 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 05, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45420 TELEGRAPH RD, ELYRIA, OH 44035-4228 |
| Document Number | 0000705035 |
| Instrument Date | Feb 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 45420 TELEGRAPH RD ELYRIA OH 440354228, ELYRIA, OH 44035-4228 |
| Document Number | 0000705035 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 705035 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, ID 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45420 TELEGRAPH RD, ELYRIA, OH 44035-4228 |
| Document Number | 0000702241 |
| Instrument Date | Jan 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45420 TELEGRAPH RD ELYRIA OH 440354228, ELYRIA, OH 44035-4228 |
| Document Number | 0000702241 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 702241 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 15, 2018 |
| Property Address | 45420 TELEGRAPH RD, ELYRIA, OH 44035-4228 |
| Document Number | 0000691053 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 691053 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45420 TELEGRAPH RD ELYRIA OH 440354228, ELYRIA, OH 44035-4228 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 15, 2018 |
| Property Address | 45420 TELEGRAPH RD, ELYRIA, OH 44035-4228 |
| Document Number | 0000691052 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 691052 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 45420 TELEGRAPH RD ELYRIA OH 440354228, ELYRIA, OH 44035-4228 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,424.00 | $103,880 (+%) Land $24,720 Building $79,160 | $296,790 (-) Land $70,630 Building $226,160 |
| 2024 | $4,424.00 (+33.57%) | $103,877 (+57.09%) Land $24,721 Building $79,156 | $296,790 (+57.09%) Land $70,630 Building $226,160 |
| 2023 | $3,312.00 (-0.81%) | $66,126 (+0.01%) Land $21,522 Building $44,604 | $188,930 (-) Land $61,490 Building $127,440 |
| 2022 | $3,339.00 | $66,120 Land $21,520 Building $44,600 | |
| 2021 | $188,930 Land $61,490 Building $127,440 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 31% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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