Lorain County property record for 45445 Telegraph Rd, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1959 |
| Square Footage | 2,491 sqft Living Area |
| Lot Size | 61,855 sqft (1.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2025) |
| Tax Bill | $4,626.00 (2024) |
| Primary APN | 05-00-048-000-035 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,491 sqft Living Area |
| Gross Area | 3,273 sqft Gross Area |
| 1st Floor | 1,760 sqft 1st Floor |
| Basement Area | 1,760 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 61,855 sqft (1.42 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Patio Area | 868 sqft Patio |
| Porch Area | 434 sqft Porch |
| Pole Structure | 768 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 45445 TELEGRAPH RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4229 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOD 1/26/2009 20090281939 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 48 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | AMHERST |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 57100 |
Source: Lorain County records · APN 05-00-048-000-035
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45445 TELEGRAPH RD, ELYRIA, OH 44035-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Oct 24, 2019 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BK |
| Nov 08, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Apr 30, 2015 · Amount on Record |
| Prior Transfer Date | Dec 05, 2018 |
| Prior Transfer Doc | 20180697763 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45445 TELEGRAPH RD, ELYRIA, OH 44035-4229 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000872224 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022-0872224 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45445 TELEGRAPH RD, ELYRIA, OH 44035-4229 |
| Document Number | 0000737549 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 45445 TELEGRAPH RD ELYRIA OH 440354229, ELYRIA, OH 44035-4229 |
| Document Number | 0000737549 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 737549 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 07, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 08, 2018 |
| Property Address | 45445 TELEGRAPH RD, ELYRIA, OH 44035-4229 |
| Document Number | 0000694376 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 694376 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45445 TELEGRAPH RD ELYRIA OH 440354229, ELYRIA, OH 44035-4229 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,762.00 (+2.94%) Homeowner's exemption | $109,210 (%) Land $21,660 Building $87,550 | $312,040 (-) Land $61,890 Building $250,150 |
| 2024 | $4,626.00 (+17.8%) | $109,214 (+39.05%) Land $21,662 Building $87,553 | $312,040 (+39.06%) Land $61,890 Building $250,150 |
| 2023 | $3,927.00 (+4.16%) | $78,541 (-0.01%) Land $19,975 Building $58,566 | $224,400 (-) Land $57,070 Building $167,330 |
| 2022 | $3,770.00 | $78,550 Land $19,980 Building $58,570 | |
| 2021 | $224,400 Land $57,070 Building $167,330 |
45445 Telegraph Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 31st in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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