Lorain County property record for 45320 Telegraph Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 50,965 sqft (1.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $242,000 (2022) |
| Tax Bill | $3,430.00 (2025) |
| Primary APN | 05-00-053-000-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,728 sqft Living Area |
| 1st Floor | 1,596 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 50,965 sqft (1.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 180 sqft Deck |
| Patio Area | 180 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 45320 TELEGRAPH RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4230 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OL53 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 53 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | AMHERST |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 57100 |
Source: Lorain County records · APN 05-00-053-000-005
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45320 TELEGRAPH RD, ELYRIA, OH 44035-4230 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 24, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Dec 01, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Apr 05, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Nov 12, 2020 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2022 · Amount on Record |
| Deed Sale | Dec 01, 2022 · Amount on Record |
| Prior Sale | Nov 12, 2020 · Amount on Record |
| Deed Doc Number | 2022007503 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45320 TELEGRAPH RD, ELYRIA, OH 44035-4230 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 45320 TELEGRAPH RD, ELYRIA, OH 44035-4230 |
| Document Number | 0000027448 |
|---|---|
| Date | Sep 24, 2024 |
| Instrument | 2024-0027448 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 01, 2022 |
| Property Address | 45320 TELEGRAPH RD, ELYRIA, OH 44035-4230 |
| Document Number | 0000899936 |
| Instrument Date | Nov 25, 2022 |
| Instrument | 2022-0899936 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45320 TELEGRAPH RD, ELYRIA, OH 44035-4230 |
| Document Number | 0000899937 |
|---|---|
| Date | Dec 01, 2022 |
| Instrument | 2022-0899937 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 05, 2018 |
| Property Address | 45320 TELEGRAPH RD, ELYRIA, OH 44035-4230 |
| Document Number | 0000667370 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 667370 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $324.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 32629 HERON CIR NORTH RIDGEVILLE OH 440396310, NORTH RIDGEVILLE, OH 44039-6310 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 12, 2020 |
| Property Address | 45320 TELEGRAPH RD, ELYRIA, OH 44035-4230 |
| Document Number | 0000788537 |
| Instrument Date | Aug 23, 1948 |
| Instrument | 788537 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45320 TELEGRAPH RD ELYRIA OH 440354230, ELYRIA, OH 44035-4230 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,430.00 (+79.77%) | $78,920 (+109.09%) Land $20,270 Building $58,650 | $225,460 (+109.07%) Land $57,900 Building $167,560 |
| 2023 | $1,908.00 (+1.54%) | $37,745 (-0.01%) Land $19,268 Building $18,477 | $107,840 (-) Land $55,050 Building $52,790 |
| 2022 | $1,879.00 | $37,750 Land $19,270 Building $18,480 | |
| 2021 | $107,840 Land $55,050 Building $52,790 |
45320 Telegraph Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 31st in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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