4542 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4542 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,726 sqft · built 1979
Lot Size0.416 acres (18,128 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Oct 2008)
Tax Bill$3,509 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN167-67-117

Property Details

APN / Parcel Number

Primary APN167-67-117
Alternative APN
  • 167671178

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,726 sqft Living Area
Gross Area2,822 sqft
1st Floor Area2,726 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area18,128 sqft (0.416 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4542 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-18
Legal DescriptionLYNN-LEA HEIGHTS MCR 191-43
Legal Range4E
Legal Township3N
Legal Section19
Legal SubdivisionLYNN-LEA HEIGHTS
Legal Lot Number25
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1002
Census Tract103208

Owner

Source: Maricopa County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4542 E DESERT COVE AVE, PHOENIX, AZ 85028-3027
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Line of Credit
UNION CREDIT UNION
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2008 · Amount on Record
Deed SaleOct 2, 2008 · Amount on Record
Prior SaleApr 18, 1994 · Amount on Record
Deed Document Number2008853204
Prior Transfer DateMar 1, 2000
Prior Transfer Doc0000939589
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateSep 16, 2026
Property Address4542 E DESERT COVE AVE, PHOENIX, AZ 85028-3027
Document Number0000542909
Instrument DateSep 11, 2026
Instrument2026542909
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4542 E DESERT COVE AVE, PHOENIX, AZ 85028-3027

Mortgage

Document Number0000542909,
DateSep 16, 2026
Instrument2026542909
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4542 E DESERT COVE AVE, PHOENIX, AZ 85028-3027
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4542 E DESERT COVE AVE, PHOENIX, AZ 85028-3027

Mortgage

Document Number0001081328
DateNov 6, 2020
Instrument20201081328
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictScottsdale Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,670 (+89.81%)$936,700 (+7.95%) Land $187,300 Building $749,400
2025$3,509.00 (+7.84%)$49,349 (-44.95%)$867,700 (-3.21%) Land $173,500 Building $694,200
2024$89,650$896,500 Land $179,300 Building $717,200
2023$3,254.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1984–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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