Maricopa County property record for 4326 E Desert Cove Ave, Phoenix, AZ 85028
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,435 sqft · built 1975 |
| Lot Size | 0.442 acres (19,265 sqft) |
| Owner | Trust Name on File |
| Last Sale | $410,000 (Feb 2005) |
| Tax Bill | $3,282 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 167-68-019 |
| Primary APN | 167-68-019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,435 sqft Living Area |
| Gross Area | 3,741 sqft |
| 1st Floor Area | 2,841 sqft |
| 2nd Floor Area | 594 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 19,265 sqft (0.442 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 500 sqft |
| Patio Area | 306 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4326 E DESERT COVE AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85028-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-18 |
| Legal Description | PARADISE VALLEY PALMS UNIT 5 AMD MCR 172-18 |
| Legal Range | 4E |
| Legal Township | 3N |
| Legal Section | 19 |
| Legal Subdivision | PARADISE VALLEY PALMS UNIT 5 AMD |
| Legal Lot Number | 18 |
| Legal Unit | 5 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 103208 |
4326 E Desert Cove Ave is owner-occupied and held in a trust since March 2022.
Source: Maricopa County records, as of October 22, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4326 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Mar 23, 2022 | Intrafamily Transfer, Transfer |
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit KS STATEBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2005 · Amount on File |
| Deed Sale | Feb 15, 2005 · Amount on File |
| Deed Document Number | 2005189946 |
| Last Transfer Date | Mar 23, 2022 |
| Transfer Doc | 0000261221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4326 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000783390 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 2017-0783390 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 23, 2022 |
| Property Address | 4326 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Document Number | 0000261221 |
| Map Reference | MB 172 PG 18 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 20220261221 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4326 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4326 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Document Number | 0000029741 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4326 E DESERT COVE AVE PHOENIX AZ 850283518, PHOENIX, AZ 85028-3518 |
| Document Number | 0000029741 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 29741 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4326 E Desert Cove Ave was $3,282.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Scottsdale Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,880 (+101.25%) | $928,800 (+6.37%) Land $185,700 Building $743,100 | |
| 2025 | $3,282.00 | $46,151 (-49.87%) | $873,200 (-5.16%) Land $174,600 Building $698,600 |
| 2024 | $92,070 | $920,700 Land $184,100 Building $736,600 | |
| 2023 | $3,043.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4326 E Desert Cove Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1984–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4326 E Desert Cove Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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