Maricopa County property record for 4316 E Desert Cove Ave, Phoenix, AZ 85028
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,409 sqft · built 1975 |
| Lot Size | 0.435 acres (18,986 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Nov 2007) |
| Tax Bill | $2,505 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2020 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 167-68-018 |
| Primary APN | 167-68-018 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,409 sqft Living Area |
| Gross Area | 2,594 sqft |
| 1st Floor Area | 2,409 sqft |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 18,986 sqft (0.435 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 461 sqft |
| Patio Area | 370 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4316 E DESERT COVE AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85028-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-18 |
| Legal Description | PARADISE VALLEY PALMS UNIT 5 AMD PER MCR 172-18 L OT 17 |
| Legal Range | 04E |
| Legal Township | 03N |
| Legal Section | 19 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | PARADISE VALLEY PALMS UNIT 5 AMD |
| Legal Lot Number | 17 |
| Legal Unit | 5 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 103208 |
4316 E Desert Cove Ave is owned and occupied by an individual who acquired it in May 2020.
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4316 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ARIZONA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2007 · Amount on File |
| Deed Sale | Nov 15, 2007 · Amount on File |
| Prior Sale | May 18, 2020 |
| Deed Document Number | 0001223922 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4316 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4316 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Document Number | 0000348273 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 20220348273 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 18, 2020 |
| Property Address | 4316 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Document Number | 0000424433 |
| Instrument Date | May 12, 2020 |
| Instrument | 424433 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4316 E DESERT COVE AVE PHOENIX AZ 850283518, PHOENIX, AZ 85028-3518 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 18, 2020 |
| Property Address | 4316 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Document Number | 0000424431 |
| Map Reference | MB 172 PG 18 |
| Instrument Date | May 6, 2020 |
| Instrument | 20200424431 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4316 E DESERT COVE AVE, PHOENIX, AZ 85028-3518 |
| Document Number | 0000424432 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 20200424432 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 4316 E Desert Cove Ave was $2,505.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Scottsdale Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,770 | $707,700 Land $141,500 Building $566,200 | |
| 2025 | $2,505.00 | ||
| 2024 | $70,780 | $707,800 Land $141,500 Building $566,300 | |
| 2023 | $2,322.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4316 E Desert Cove Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1984–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4316 E Desert Cove Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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