4540 N Bay Rd, Miami Beach, FL 33140 Property Records

Miami-Dade County property record for 4540 N Bay Rd, Miami Beach, FL 33140

Property Summary

Property Type	Residential Vacant Land
Details	6 bd · 5.5 ba · 5,071 sqft · built 1990
Lot Size	0.528 acres (22,998 sqft)
Owner	Company Name on Record
Tax Bill	$322,492 (2025)
Deeds & Mortgages	May 2019 Mortgage Jan 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`02-3222-011-0190`

Property Details

APN / Parcel Number

Primary APN	`02-3222-011-0190`

Interior

Stories	2 Stories
Building Area	5,071 sqft Living Area
Gross Area	6,378 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	22,998 sqft (0.528 acres)
Lot Dimensions	207 ft deep x 111 ft wide
Garage Area	396 sqft
Porch	Porch
Porch Area	218 sqft
Patio Area	574 sqft

Location & Zoning

Street Address	4540 N BAY RD
City	MIAMI BEACH
State	FL
Zip	33140-2859
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	2100
Legal Description	NAUTILUS SUBPB 8-95 LOT 22BLK 1 LOT SIZE111.100 X 207 OR 17567-3970 1296 4
Legal Range	42E
Legal Township	53S
Legal Section	22
Legal Subdivision	NAUTILUS SUB
Legal Block	1
Legal Lot Number	22
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	2
Census Block	2007
Census Tract	4000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	712 5TH AVE, 12, NEW YORK, NY 10019-4154
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF FLORIDA
Jan 27, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4540 N BAY RD, MIAMI BEACH, FL 33140-2859
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278296
Date	May 6, 2019
Book Page	31430/3185
Instrument	2019R0278296

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank
Address	MIAMI, FL 33130

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 27, 2021
Property Address	4540 N BAY RD, MIAMI BEACH, FL 33140-2859
Document Number	0000066054
Book / Page	32315 / 449
Map Reference	MB 8 PG 95
Instrument Date	Jan 25, 2021
Instrument	2021R0066054
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2417 AQUA VISTA BLVD, 2417, FORT LAUDERDALE, FL 33301-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 MADISON AVE, NEW YORK, NY 10065-8043

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami Beach City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$322,492.00 (+10.66%)	$15,230,832 (-18.24%) Land $15,230,832	$15,230,832 (-18.24%) Land $15,230,832
2023	$291,421.00 (+0.67%)	$18,628,380 (+18.39%) Land $18,628,380	$18,628,380 (+18.39%) Land $18,628,380
2022	$289,485.00	$15,734,750 Land $12,418,920 Building $3,315,830	$15,734,750 Land $12,418,920 Building $3,315,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	358 units insured incl. 110 condo units
Nearby Flood Claims	124 (1980–2025)
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIAMI BEACH serves 100,000 people · EPA ID FL4130901
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2022
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Xfinity.

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