4465 N Bay Rd, Miami Beach, FL 33140 Property Records

Miami-Dade County property record for 4465 N Bay Rd, Miami Beach, FL 33140

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,987 sqft · built 1956
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2010)
Tax Bill	$8,187 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-3222-011-1020`

Property Details

APN / Parcel Number

Primary APN	`02-3222-011-1020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,987 sqft Living Area
Gross Area	3,011 sqft
1st Floor Area	2,987 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1973
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	100 ft deep x 67.5 ft wide
Porch	Porch
Porch Area	200 sqft
Patio Area	322 sqft

Location & Zoning

Street Address	4465 N BAY RD
City	MIAMI BEACH
State	FL
Zip	33140-2858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	NAUTILUS SUBPB 8-95 LOT 1 BLK 5 LOT SIZE 67.500 X 100 OR 15313-1398 1191 5 COC 23065-0620 02 2005 6
Legal Range	42E
Legal Township	53S
Legal Section	22
Legal Subdivision	NAUTILUS SUB
Legal Block	5
Legal Lot Number	1
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	2
Census Block	2009
Census Tract	4000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4465 N BAY RD, MIAMI BEACH, FL 33140-2858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2010 · Amount on Record
Deed Sale	Jul 19, 2010 · Amount on Record
Prior Sale	Feb 8, 2005 · Amount on Record
Deed Document Number	2010479568
Deed Book / Page	27356 / 1430
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4465 N BAY RD, MIAMI BEACH, FL 33140-2858
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327029
Date	Apr 20, 2022
Book Page	33143/872
Instrument	2022R0327029

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4465 N BAY RD, MIAMI BEACH, FL 33140-2858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428127
Date	Jul 10, 2019
Book Page	31518/3418
Instrument	2019R0428127

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4465 N BAY RD, MIAMI BEACH, FL 33140-2858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4465 N BAY RD, MIAMI BEACH, FL 33140-2858

Mortgage

Document Number	0000584638
Date	Oct 14, 2020
Book Page	32143/1634
Instrument	2020R0584638

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami Beach City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,187.00 (+9.58%) Homeowner's exemption	$478,065 (+9.52%)	$2,174,754 (+12.17%) Land $1,890,000 Building $284,754
2023	$7,471.00 (+3.94%) Homeowner's exemption	$436,520 (+3%)	$1,938,835 (+42.04%) Land $1,755,205 Building $183,630
2022	$7,188.00 Homeowner's exemption	$423,806	$1,365,018 Land $1,181,255 Building $183,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	358 units insured incl. 110 condo units
Nearby Flood Claims	124 (1980–2025)
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIAMI BEACH serves 100,000 people · EPA ID FL4130901
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2022
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Xfinity.

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