Miami-Dade County property record for 4520 N Bay Rd, Miami Beach, FL 33140
| Property Type | Single Family Home |
|---|---|
| Details | 11 bd · 11.5 ba · 10,655 sqft · built 1997 |
| Lot Size | 0.692 acres (30,121 sqft) |
| Owner | Company Name on Record |
| Last Sale | $7,755,900 (Mar 2004) |
| Tax Bill | $411,388 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-3222-011-0200 |
| Primary APN | 02-3222-011-0200 |
|---|
| Bedrooms | 11 Beds |
|---|---|
| Full Baths | 11.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 10,655 sqft Living Area |
| Gross Area | 14,143 sqft |
| 1st Floor Area | 535 sqft |
| Flooring | Covered |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 30,121 sqft (0.692 acres) |
| Garage Area | 335 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 837 sqft |
| Patio Area | 2,715 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Street Address | 4520 N BAY RD |
|---|---|
| City | MIAMI BEACH |
| State | FL |
| Zip | 33140-2859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2100 |
| Legal Description | 22-27 53 42 NAUTILUS SUBPB 8-95 LOT 23 & N1/2 OF LOT 24 BLK 1 LOT SIZE165.150 X 182 OR 16802-2411 0595 1 COC 22142-2917 03 2004 1 |
| Legal Range | 42E |
| Legal Township | 53S |
| Legal Section | 22 |
| Legal Subdivision | NAUTILUS SUB |
| Legal Block | 1 |
| Legal Lot Number | 23,24 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 4000 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1707 L ST NW, 400, WASHINGTON, DC 20036-4213 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2004 · Amount on Record |
| Deed Sale | Mar 23, 2004 · Amount on Record |
| Prior Sale | Jun 2, 1995 · Amount on Record |
| Deed Document Number | 2004195051 |
| Deed Book / Page | 22142 / 2917 |
| Prior Transfer Date | Mar 18, 1994 |
| Prior Transfer Doc | 1629002977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 4520 N BAY RD, MIAMI BEACH, FL 33140-2859 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000379992 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 33178/945 |
| Instrument | 2022R0379992 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7% |
| Index | Other |
| Max Rate | 7% |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Miami Beach City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $411,388.00 (+8.73%) | $19,194,632 (-30.1%) | $26,928,028 (-1.94%) Land $24,096,800 Building $2,831,228 |
| 2023 | $378,364.00 (+24.3%) | $27,461,420 (+41.78%) Land $24,398,010 Building $3,063,410 | $27,461,420 (+41.78%) Land $24,398,010 Building $3,063,410 |
| 2022 | $304,391.00 | $19,369,580 Land $16,265,340 Building $3,104,240 | $19,369,580 Land $16,265,340 Building $3,104,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 358 units insured incl. 110 condo units |
| Nearby Flood Claims | 124 (1980–2025) |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIAMI BEACH serves 100,000 people · EPA ID FL4130901 |
|---|---|
| Water Source | Purchased groundwater from MDWASA - MAIN SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 7 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Xfinity.
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