4540 Mountaingate Dr, Reno, NV 89519 Property Records

Washoe County property record for 4540 Mountaingate Dr, Reno, NV 89519

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,425 sqft · built 1998
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,212,500 (Aug 2020)
Tax Bill	$7,464 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`214-061-07`

Property Details

APN / Parcel Number

Primary APN	`214-061-07`
Alternative APN	`143285`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,425 sqft Living Area
Gross Area	5,541 sqft
1st Floor Area	2,538 sqft
2nd Floor Area	1,887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4540 MOUNTAINGATE DR
City	RENO
State	NV
Zip	89519-7942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	JUNIPER RIDGE 4 LT 427 BLK B
Legal Subdivision	JUNIPER RIDGE 4
Legal Block	B
Legal Lot Number	427
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	4
Census Block	4016
Census Tract	1103

Owner

Source: Washoe County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4540 MOUNTAINGATE DR, RENO, NV 89519-7942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Feb 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	20205067084
Prior Transfer Date	Aug 14, 1995
Prior Transfer Doc	0001916597
Record Updated	Oct 29, 2026

August 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 19, 2020
Property Address	4540 MOUNTAINGATE DR, RENO, NV 89519-7942
Document Number	0005067084
Instrument Date	Aug 18, 2020
Instrument	5067084
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	WESTERN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,971.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4130 LATIGO CT, 4130, RENO, NV 89519-3089

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4540 MOUNTAINGATE DR, RENO, NV 89519-7942

Mortgage

Document Number	0005067085
Date	Aug 19, 2020
Instrument	5067085

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

April 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Apr 19, 2019
Property Address	4540 MOUNTAINGATE DR, RENO, NV 89519-7942
Document Number	0004903453
Map Reference	FILE19027809MAP3153
Instrument Date	Apr 8, 2019
Instrument	4903453
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,207.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7340 SHEBOURNE DR, 7340, GRANITE BAY, CA 95746

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4540 MOUNTAINGATE DR, RENO, NV 89519-7942

Mortgage

Document Number	0004903454
Date	Apr 19, 2019
Instrument	4903454

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Feb 15, 2018
Property Address	4540 MOUNTAINGATE DR, RENO, NV 89519-7942
Document Number	0004788366
Instrument Date	Feb 6, 2018
Instrument	4788366
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4540 MOUNTAINGATE DR RENO NV 895197942, RENO, NV 89519-7942

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,329 (+4.81%) Land $131,250 Building $207,079
2025	$7,464.00 (-20.61%)	$322,791 (+5%) Land $112,000 Building $210,791	$922,259 (+5%) Land $320,000 Building $602,259
2023	$9,402.00 (+3.01%)	$307,427 (+17.54%) Land $105,000 Building $202,427	$878,362 (+17.54%) Land $300,000 Building $578,362
2022	$9,127.00	$261,558 Land $92,750 Building $168,808	$747,309 (+6%) Land $265,000 Building $482,309
2021			$704,992 Land $225,000 Building $479,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of Nevada
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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