Osceola County property record for 4540 Lake Gentry Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,479 sqft · built 1964 |
| Lot Size | 5.65 acres (246,114 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $375,000 (Jun 2005) |
| Tax Bill | $5,569 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 99645 |
| Primary APN | 99645 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,479 sqft Heated Area |
| Gross Area | 5,223 sqft |
| 1st Floor Area | 1,714 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 246,114 sqft (5.65 acres) |
| Lot Dimensions | 373 ft deep x 660 ft wide |
| Garage Type | Detached - Unfinished |
| Garage Area | 3,520 sqft |
| Parking Spaces | 12 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 364 sqft |
| Deck Area | 192 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 99645 |
|---|---|
| Street Address | 4540 LAKE GENTRY RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 46 BEG 183.82 FT S OF NW COR OF LOT 48, CONT N 84 DEG 15 MIN E TO WLY R/W ST RD 534A, S ALONG R/W 150 FT |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | LAKE GENTRY WATERFRONT |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 48-49 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 43802 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 701322, SAINT CLOUD, FL 34770-1322 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2005 · Amount on Record |
| Deed Sale | Jun 2, 2005 · Amount on Record |
| Deed Document Number | 2005126894 |
| Deed Book / Page | 2794 / 1255 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,569.00 (+7.91%) Homeowner's exemption | $339,928 (+5.99%) | $387,000 (+2.41%) Land $131,600 Building $255,400 |
| 2023 | $5,161.00 (+4.41%) Homeowner's exemption | $320,727 (+3%) | $377,900 (+8.22%) Land $131,600 Building $246,300 |
| 2022 | $4,943.00 Homeowner's exemption | $311,386 | $349,200 Land $131,600 Building $217,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
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