4520 Lake Gentry Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4520 Lake Gentry Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	7 Beds
Bathrooms	6 Baths
Year Built	Built 2007
Square Footage	5,379 sqft Living Area
Lot Size	293,594 sqft (6.74 acres)
Occupancy	Owner Occupied
Last Sale	$107,000 (1999)
Tax Bill	$10,900.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-27-31-4950-0001-0330`
Alternative APNs	`273108495000010330` `99636`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Building Area	5,379 sqft Living Area
Gross Area	7,724 sqft Gross Area
1st Floor	3,203 sqft 1st Floor
Upper Floors	2,071 sqft Upper Floors
Attic Area	570 sqft Attic
Attic	1 Attic
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	293,594 sqft (6.74 acres)
Parking Spaces	7 Parking Spaces
Garage Type	Attached Garage
Garage Area	899 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Deck Area	110 sqft Deck
Porch Area	1,446 sqft Porch
Pole Structure	280 sqft Pole Structure

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	4520 LAKE GENTRY RD
City	SAINT CLOUD
State	FL
Zip	34772-9001
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 46 LOTS 33, 48 & LESS BEG 183.82 FT S OF NW COR LOT 48, CONT N 84 DEG 15 MIN E TO W R/W LINE ST RD 534A, S ALONG R/W 150 FT MOL TO LAKE GENTRY, SWLY TO W/L OF LOT 49, N TO POB LESS RD R/W
Legal Range	31E
Legal Township	27S
Legal Section	08
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	330
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1014
Census Tract	43802

Owner

Source: Osceola County records · APN 08-27-31-4950-0001-0330

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4520 LAKE GENTRY RD, SAINT CLOUD, FL 34772-9001
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 1999 · Amount on Record
Deed Sale	Dec 27, 1999 · Amount on Record
Deed Book / Page	1686 / 1339
Last Transfer Date	Apr 05, 2018
Transfer Doc	0053181977
Record Refreshed	Jun 08, 2026

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 17, 2018
Property Address	4520 LAKE GENTRY RD, SAINT CLOUD, FL 34772-9001
Document Number	0053181977
Book / Page	5318 / 1977
Map Reference	MB3910 PG1727
Instrument Date	Apr 05, 2018
Instrument	2018060551
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST SOURCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 LAKE GENTRY RD, SAINT CLOUD, FL 34772-9001

Mortgage

Document Number	2018060552
Date	Apr 17, 2018
Instrument	2018060552

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,258.00 (+3.28%) Homeowner's exemption Widower's exemption	$807,015 (+5.99%)	$1,117,100 (-14.71%) Land $438,100 Building $679,000
2024	$10,900.00 (+1.93%)
2023	$10,694.00 (+3.35%) Homeowner's exemption	$761,430 (+3%)	$1,309,700 (+36.95%) Land $438,100 Building $871,600
2022	$10,347.00 Homeowner's exemption	$739,253	$956,300 Land $212,300 Building $744,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 118 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.