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4301 Lake Gentry Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4301 Lake Gentry Rd, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage3,100 sqft Living Area
Lot Size214,533 sqft (4.92 acres)
OccupancyOwner Occupied
Last Sale$868,000 (2025)
Tax Bill$5,309.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-27-31-4950-0001-1090
Alternative APNs
  • 273104495000011090
  • 99303

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,100 sqft Living Area
Gross Area4,342 sqft Gross Area
1st Floor3,100 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area214,533 sqft (4.92 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area900 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area64 sqft Pool
Deck Area1,755 sqft Deck
Porch Area342 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4301 LAKE GENTRY RD
CitySAINT CLOUD
StateFL
Zip34772-9046
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 30 LOT 109
Legal Range31E
Legal Township27S
Legal Section04
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block1090
Legal Lot Number109
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1014
Census Tract43802

Owner

Source: Osceola County records · APN 04-27-31-4950-0001-1090

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4301 LAKE GENTRY RD, SAINT CLOUD, FL 34772-9046
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS FCU
Jun 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2025 · Amount on Record
Deed SaleApr 03, 2025 · Amount on Record
Prior SaleSep 17, 2002
Deed Doc Number202541685
Deed Book / Page6764 / 2756
Prior Transfer DateOct 10, 1996
Prior Transfer Doc1355002513
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4301 LAKE GENTRY RD, SAINT CLOUD, FL 34772-9046
Transaction TypeMortgage
Record UpdatedFeb 17, 2026
Title CompanyALOMA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4301 LAKE GENTRY RD, SAINT CLOUD, FL 34772-9046

Mortgage

Document Number0069160351
DateFeb 02, 2026
Book Page6916/351
Instrument2026013820
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 05, 2026
Property Address4301 LAKE GENTRY RD, SAINT CLOUD, FL 34772-9046
Document Number0000074426
Book / Page6983 / 2301
Instrument DateJan 23, 2026
Instrument202674426
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyALOHA TITLE, ALOMA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4301 LAKE GENTRY RD, SAINT CLOUD, FL 34772-9046

Mortgage

Document Number0000074426,
DateJun 05, 2026
Book Page6983/2301
Instrument202674426
Lender
NamePARTNERS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056
Interest
Rate6.18%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,309.00 (+6.82%)$372,632 (+5.99%)$595,000 (-12.91%) Land $255,800 Building $339,200
2023$4,970.00 (+11.96%) Homeowner's exemption$351,584 (+3%)$683,200 (+39%) Land $255,800 Building $427,400
2022$4,439.00 Homeowner's exemption$341,344$491,500 Land $124,000 Building $367,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire LikelihoodAbout 1 in 102 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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