4540 Eld Ln NW, Olympia, WA 98502 Property Records

Thurston County property record for 4540 Eld Ln NW, Olympia, WA 98502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,860 sqft · built 2021
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Aug 2019)
Tax Bill	$90 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1293-12-20200`

Property Details

APN / Parcel Number

Primary APN	`1293-12-20200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,860 sqft Finished Area
1st Floor Area	1,694 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Rambler
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	344 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Covered Porch
Deck Area	505 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4540 ELD LN NW
City	OLYMPIA
State	WA
Zip	98502-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	SECTION 31 TOWNSHIP 19 RANGE 2W QUARTER NW NW & NE NW GOVT LT 1 COM NE COR S 40-18-0 W 100 F POB S 40-18-0 W 92
Legal Range	02W
Legal Township	19N
Legal Section	31
Legal Quarter	NW
Legal Lot Number	1
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA WEST
Census Block Group	3
Census Block	3023
Census Tract	11902

Owner

4540 Eld Ln NW is owned and occupied by two individuals who bought it in August 2019.

Source: Thurston County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4540 ELD LN NW, OLYMPIA, WA 98502-8807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 15, 2019	Warranty Deed, Transfer · Conventional Mortgage OLYMPIA FED'L SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Oct 31, 2002 · Amount on File
Deed Document Number	4700678
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4540 ELD LN NW, OLYMPIA, WA 98502-8807
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 85TH AVE NW, OLYMPIA, WA 98502-9306

Mortgage

Document Number	0004971305
Date	Mar 27, 2023
Instrument	4971305

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Aug 15, 2019
Property Address	4540 ELD LN NW, OLYMPIA, WA 98502-8807
Document Number	0004700678
Instrument Date	Aug 13, 2019
Instrument	4700678
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,612.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4540 ELD LN NW OLYMPIA WA 985028807, OLYMPIA, WA 98502-8807

Mortgage

Document Number	4700679
Date	Aug 15, 2019
Instrument	4700679

Lender

Name	OLYMPIA FED'L SVGS
Type	Federal Savings Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4540 Eld Ln NW was $90.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Griffin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$90.00
2025		$1,355,100 Land $547,800 Building $807,300	$1,355,100 Land $547,800 Building $807,300
2023	$7,722.00
2022		$996,200 Land $370,900 Building $625,300	$996,200 Land $370,900 Building $625,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Eld Ln NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Eld Ln NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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