4516 Eld Ln NW, Olympia, WA 98502 Property Records

Thurston County property record for 4516 Eld Ln NW, Olympia, WA 98502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,946 sqft · built 1995
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on File
Last Sale	$1,419,719 (Mar 2022)
Tax Bill	$169 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12931220600`

Property Details

APN / Parcel Number

Primary APN	`12931220600`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,946 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,036 sqft
Upper Floors Area	1,465 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	40,946 sqft (0.94 acres)
Lot Dimensions	409 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	830 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	270 sqft
Deck Area	452 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4516 ELD LN NW
City	OLYMPIA
State	WA
Zip	98502-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRR1/5
Legal Description	SECTION 31 TOWNSHIP 19 RANGE 2W QUARTER GOV LT 1 DAF: BEG NE COR LT 1, S40-18W ALG MEANDER LN 400F TO TPOB; S40-18W 100F; N83-51-30W 494.4F TO ELN MARINE DR; N38-30E ALG ELN LN 100F; S83-39-15E
Legal Range	02
Legal Township	19
Legal Section	31
Legal Block	3
Legal Lot Number	1
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA WEST
Census Block Group	3
Census Block	3026
Census Tract	11902

Owner

4516 Eld Ln NW is owned and occupied by an individual who bought it in March 2022.

Source: Thurston County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	4516 ELD LN NW, OLYMPIA, WA 98502-8807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRISTAR FINANCE INC
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRISTAR FIN
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	May 18, 2015 · Amount on File
Deed Document Number	20224923931
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4516 ELD LN NW, OLYMPIA, WA 98502-8807
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004825068
Date	Feb 11, 2021
Instrument	4825068

Lender

Name	TRISTAR FINANCE INC
Type	Mortgage Company
Address	KIRKLAND, WA 98033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 31, 2022
Property Address	4516 ELD LN NW, OLYMPIA, WA 98502-8807
Document Number	0004923931
Instrument Date	Mar 28, 2022
Instrument	4923931
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,376.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4516 ELD LN NW, OLYMPIA, WA 98502-8807

Mortgage

Document Number	0004923932
Date	Mar 31, 2022
Instrument	4923932

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4516 ELD LN NW, OLYMPIA, WA 98502-8807
Document Number	0004740435
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	ATTORNEY'S TITLE OF WA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4516 ELD LN NW OLYMPIA WA 985028807, OLYMPIA, WA 98502-8807

Mortgage

Document Number	0004740435
Date	Mar 4, 2020
Instrument	4740435

Lender

Name	TRISTAR FIN
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4516 ELD LN NW, OLYMPIA, WA 98502-8807
Document Number	0004625858
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4516 ELD LN NW OLYMPIA WA 985028807, OLYMPIA, WA 98502-8807

Mortgage

Document Number	0004625858
Date	May 14, 2018
Instrument	4625858

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4516 Eld Ln NW was $169.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Griffin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$169.00
2025		$1,331,500 Land $630,200 Building $701,300	$1,331,500 Land $630,200 Building $701,300
2024	$9,412.00 (+11.37%)
2023	$8,451.00
2022		$1,081,900 Land $391,100 Building $690,800	$1,081,900 Land $391,100 Building $690,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4516 Eld Ln NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4516 Eld Ln NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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